Through our partnership with Blue Cross Blue Shield of Michigan and Blue Care Network, MichBusiness is able to offer our Trailblazers robust health insurance benefits and products to help meet your employees’ health care needs. In order to help your business thrive, the products and services we are able to offer to our members help to make your employees’ health care coverage more affordable for your business.
As a MichBusiness Trailblazer you have access to these insurance benefits and HR compliance resources.
Innovative Products. Complete coverage.
Business owners are provided with a range of smart options available through our BCBSM partnership.
Group Health Plans
Insurance protects your company’s buildings, equipment, vehicles, inventory and more. A health insurance plan from Blue Cross Blue Shield of Michigan or Blue Care Network protects your most important business asset: your employees.
We have a range of plans to fit your business that balance health benefits with budget. And no matter whether you’re a small or large business, you get the benefits of:
- Our network: No one has a larger network. Our members have access to nearly every hospital in Michigan and more than 90 percent of its doctors and pharmacies.
- Our discounts: Our customers get an average savings of 20 percent on Michigan claims.
- Our history: We have decades of experience serving our customers and helping them through changes in health insurance.
You can get started by looking at our small group plans which are listed on this page. We also have plans for large groups. Need help figuring out your group size or full-time equivalent employees? See “How do I know if my business is a small or large group?” Have other questions? Contact us.
Have You Downloaded the Blue Cross Mobile App?
The Mobile app puts important health information at your employees’ fingers. Download the mobile app today and start tapping into your health care plan – anytime, anywhere.
Enhanced Website Helps Employees Better Understand Their Plan
Blue cross has redesigned bcbsm.com/engage which helps employees get the most out of their plans, making things more clear and simple. Toolkits are available for download by specific topics. Click here to learn more.
Classic Plans
Want comprehensive benefits and the lowest out-of-pocket costs? These plans make it simple.
Other Plans
- Large Group Plans
If you have more than 50 employees at your company, take a look at our options for large groups. These plans can be customized to fit your business needs. - BCN Advantage℠ HMO-POS
For retirees and employees over age 65, BCN Advantage HMO-POS has all the benefits of Original Medicare Part A and Part B and more. - Self-Funded Plans
Want more customized health plans, control over your health care costs and your cash flow? A self-funded plan might be right for you.
Value Plans
Save on premiums while offering your employees a way to save on out-of-pocket costs. With this plan, employees get lower costs when they choose doctors in one of our preferred organized systems of care. They still have access to the entire PPO network, as well.
Employees have higher deductibles with these plans, but will pay less monthly. Employees get covered right away for the basics like office visits and generic drugs.
Other Plans
- Large Group Plans
If you have more than 50 employees at your company, take a look at our options for large groups. These plans can be customized to fit your business needs. - BCN Advantage℠ HMO-POS
For retirees and employees over age 65, BCN Advantage HMO-POS has all the benefits of Original Medicare Part A and Part B and more. - Self-Funded Plans
Want more customized health plans, control over your health care costs and your cash flow? A self-funded plan might be right for you.
Health Spending Account Options
Want to save on health insurance costs and taxes? Try a plan that pairs with a health spending account.
Other Plans
- Large Group Plans
If you have more than 50 employees at your company, take a look at our options for large groups. These plans can be customized to fit your business needs. - BCN Advantage℠ HMO-POS
For retirees and employees over age 65, BCN Advantage HMO-POS has all the benefits of Original Medicare Part A and Part B and more. - Self-Funded Plans
Want more customized health plans, control over your health care costs and your cash flow? A self-funded plan might be right for you.
Wellness Rewards
These plans reward employees who work towards improving their health and give your business the most savings.
Other Plans
- Large Group Plans
If you have more than 50 employees at your company, take a look at our options for large groups. These plans can be customized to fit your business needs. - BCN Advantage℠ HMO-POS
For retirees and employees over age 65, BCN Advantage HMO-POS has all the benefits of Original Medicare Part A and Part B and more. - Self-Funded Plans
Want more customized health plans, control over your health care costs and your cash flow? A self-funded plan might be right for you.
Explore a Company Wellness Program
Health plans include wellness resources that support your employees in achieving goals. Strive to make your MichBusiness a healthier workplace through these preventative services, with little or no cost-sharing for your employees.
Receive easy access to benefits and plans through an integrated and easy-to-use online portal.
Have the ability to save big on a variety of health related products and services that are offered through membership discounts.
More information at mibluesperspectives.com
Discover Your Plan Today
If you would like more information on health insurance plan options with Blue Cross or Blue Care Network, please contact your health insurance agent. If you need assistance with finding an agent to speak with, please contact jwerner@michbusiness.com
Click Here for more information on health plan options with Blue Cross Blue Shield of Michigan.
ADDITIONAL RESOURCES
BCBSM would also like our members to have access to the following content: