Association Health Plans (AHPs) provide small business and sole proprietorships the opportunity to join together to obtain healthcare coverage; often resulting in lower rates and higher benefits.

TranscendAHP is a new way to cover your employees’ health benefits with some great financial benefits for you. It’s a fully-insured multiple employer health benefit plan
for Transcend member companies and is designed with small business needs in mind.

Any company in good standing with 50 or fewer employees may apply. If you are already a current member of MichBusiness, you are eligible to join Transcend at a member-only rate. Keep in mind that sole proprietors with no employees are also eligible to apply to TranscendAHP.

TranscendAHP was designed to better manage the cost of health insurance and provide benefit plans that may be a better fit for small business owners and their employees. Because TranscendAHP is fully insured and not subject to some of the Affordable Care Act’s (ACA) mandated benefits and taxes, the plan allows the cost of your benefits to better reflect the unique demographics of your business and your employees.

Plus, all TranscendAHP plan options are fully insured by Blue Cross® Blue Shield® of Michigan (BCBSM) or Blue Care Network (BCN) and therefore tied to the same network of doctors and hospitals that MichBusiness members have accessed for years.