Larry Grudzien Attorney-At-Law August 25, 2014 INSTRUCTIONS FOR MODEL NOTICE (OMB Control Number 1210-0150) This model notice may, but is not required to, be used by an eligible organization to provide notice to the Secretary of Health and Human Services (HHS) that the eligible organization has a religious objection to coverage […]
By Nancy L. Farnam September 15, 2014 As employers head into open enrollment, they face a number of administrative responsibilities as well as new challenges under the Affordable Care Act. While there isn’t a one-size-fits-all approach, the following guidelines address some of the issues employers should consider this open enrollment season. Employers must […]
Larry Grudzien Attorney-At-Law September 26, 2014 Please find below a sample Waiver of Coverage Form that I created. It can be used to evidence the employer’s offer of coverage and the employee’s waiver. SAMPLE ________________________ (Name of Employer) WAIVER OF COVERAGE You may decline […]
As we approach the end of 2014, employers are gearing up for the impact of the Patient Protection and Affordable Care Act’s (“PPACA”) employer shared responsibility provisions on their organizations which take effect as early as January 1, 2015 for some employers. The employer shared responsibility provisions, and the related penalties, only apply to “Applicable […]
Larry Grudzien Attorney-At-Law September 21, 2014 Last week, the IRS released Notice 2014-55 which provides additional permitted election changes for health coverage under Code Section 125 cafeteria plans. This notice provides two specific situations in which a cafeteria plan participant may wish to revoke, during a plan year, the employee’s election for employer-sponsored […]
By Bonnie Bochniak Vice President, Government Relations A new report released by the United States Department of Health and Human Services (HHS) shows that consumers will have more options to choose from when they shop for health coverage on the Health Insurance Marketplace for coverage beginning in 2015. This is a direct effect from a […]
With Michigan’s expanded Medicaid program, your clients could have employees that would be eligible to enroll in the Healthy Michigan Plan, opting out of group coverage and saving the employer thousands of dollars annually in health care premiums. Informing employers and eligible employees of this option could make you their most valuable advisor. If your […]
An agent friendly bill that would enable consumers to continue to work with agents they trust, no matter where they live in the United States, is on the right track to pass in this Congress. Legislation set to establish the National Association of Registered Agents and Brokers (NARAB), a clearinghouse intended to reform agent licensing […]
Extra, Extra! is a new addition to the Agent E Pub where you will find various Q&A’s, articles and news items specific to the Agent Community. Insurance Business America by Caitlin Bronson, July 2014 Naperville, Ill.-based producer Mark Brown was pleased when he heard about the new auto-enrollment tool proposed by the Department of Health […]
The MBPA and MFBA can provide you with state-of-the-art COBRA administration for as little as $30 per month through BASIC. MBPA will continue to offer a low monthly fee through our valued program partner BASIC to help members with COBRA compliance. The MBPA and MFBA can provide you with state-of-the-art COBRA administration for as little […]
