Prior to the open enrollment in 2013 and especially the weeks leading up to the very first day of available healthcare on the Affordable Care Act (ACA) healthcare exchange January 1, 2014, there was much discussion of the safety of individuals personal information on such a massive website, and also much discussion of individuals falsifying […]
BY ALSON MARTIN – JULY 15, 2014 Aflac’s recent Workforces Report for Brokers recently divulged that nearly 50 percent of brokers are considering leaving the industry, due largely to a landscape vastly changed by PPACA. Employee health benefits have become an increasingly complex industry in the past four years — which is precisely the reason […]
By Larry Grudzien – Attorney-At-Law June 21, 2014 Last year, in United States v. Windsor, the Supreme Court struck down section 3 of the Defense of Marriage Act (DOMA) as unconstitutional. President Obama said: This ruling is a victory for couples who have long fought for equal treatment under the law, for children whose parents’ […]
Dear Friends, Summer is flying by! As you know, the Michigan Business and Professional Association is a strong supporter of Proposal 1, which will be on the August 5 ballot across Michigan. We strongly encourage you to vote “YES” on Proposal 1, which will solve two problems at once for Michigan without raising taxes on […]
The MBPA and MFBA can provide you with state-of-the-art COBRA administration for as little as $25 per month through BASIC, a Michigan-based award winning company that provides HR Solutions for businesses. Best of all, the Associations’ COBRA Administration program is open to all members. Our COBRA Administration program with BASIC reduces risk and frees up […]
The MBPA is working in conjunction with your independent insurance agent to help demystify the requirements of health care reform. This year, individuals are required to have health care coverage in order to comply with the Affordable Care Act (ACA). Many companies are assisting employees by providing educational seminars and coaching to help employees understand […]
Pediatric dental coverage, both on and off the marketplace has been one of our frequently asked questions, and is offering some continued discussion on this topic. On the Marketplace: In the Health Insurance Marketplace, you can obtain dental coverage two ways: as part of a health plan, or by itself through a […]
By Michelle Andrews Jun 20, 2014 Here is a Question & Answer “Provided by Kaiser Health News.” A Reader Asks: Can Our Plan Kick Off Our Daughter Because Her Job Offers Coverage? Q. My 24-year-old daughter was covered under her father’s health insurance, which is a grandfathered plan. She started working and was offered coverage […]
The Michigan Business and Professional Association (MBPA) and the Michigan Food and Beverage Association (MFBA) both support Proposal #1 on this year’s 2014 election ballot and are part of the Michigan Citizens for Strong and Safe Communities coalition. About the proposal: Currently in Michigan, all businesses must pay a personal property tax on every piece […]
By Larry Grudzien Attorney-At-Law Question: I enrolled in my employer’s group medical coverage at its open annual enrollment on July 1, 2014. In November 2014, I plan to drop this medical coverage and enroll in Health Insurance Marketplace at its next open enrollment for 2015. Can I drop my employer’s group medical coverage in November […]
