President Obama announced today that Americans that currently have individual health care policies can keep the policies for a period of one year. The decision is designed to ease the impact on individuals who have received cancellation notices from their health insurance company because the policies do not meet essential benefits requirements under the Accountable […]
Join us for a health care reform webinar on November 20th Michigan Business & Professional Association is offering a free webinar focused on how to determine full-time status for Employer Mandate purposes under Health Reform on November 20 at 10 AM EST. The webinar will review important dates and deadlines, who […]
By Larry Grudzien, J.D. Oct. 29, 2013 On September 13, 2013, the Internal Revenue Service (IRS) issued Notice 2013-54 and the Department of Labor (DOL) issued Technical Release 2013-03. The two pieces of guidance are substantially identical and address many previously unanswered questions regarding how market reform and other provisions of the Affordable Care Act […]
By Kristi R. Gauthier, Esq. Clark Hill PLC Oct. 29, 2013 In order to make health insurance coverage more affordable to individuals and families with lower and moderate incomes, the Patient Protection and Affordable Care Act (PPACA) provides financial assistance, in the form of premium subsidies, for individuals purchasing insurance coverage on the Marketplace (also […]
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA Oct. 29, 2013 – The Internal Revenue Service (IRS) and the United States Department of Labor (DOL) have recently sent up a flare to warn businesses who try to avoid the Affordable Care Act (ACA) penalties by classifying employees as “independent contractors.” Due to the penalties that […]
Oct. 29, 2013 On Oct. 23, 2013, the Obama administration announced that as long as people obtain health insurance by March 31, 2014, they will not face tax penalties for being uninsured during those first three months of 2014. An earlier interpretation had some people thinking they needed to sign up by Feb. 15, […]
Special Features: BASIC has eliminated the first year set up fee of $450.00 and the annual renewal fee of $395.00. (This removes any barrier for the employer to switch to BASIC) BASIC has lowered the monthly Flex fee per participant from $4.50 plus $0.50 for the debit card, to a flat $3.95 pppm. (A […]
As many of you are aware the Michigan Business & Professional Association launched its Health Care Reform Connect™ website and e-publication last fall. We wanted to take a moment to update you on what we have been working on as it relates to supporting Michigan Businesses and your clients through the implementation of health care […]
Keep sticking with AL and writing your Blues business with the MBPA. MBPA is proud to reach over 150,000 businesses with the vast array of programs, conferences and educational resources provided to the business community. That’s one out of three businesses in Michigan. Health Care Reform Connect™: MBPA’s exclusive tool to help answer all your […]
The MBPA Provides Summary Plan Descriptions (SPDs) at No Cost to our Members!
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a leading role in informing and helping our members meet their obligations under ERISA.
NOW, Two Easy Ways to Get Your Client’s SPD for Active Members:
1. Let Us Do It For You:
2. Create Your Own On-Line (NEW):
Remember: SPDs are FREE for members and $125.00 for non-members.
We look forward to continuing to provide you and your clients with the most up to date and easily accessible services in this important area. If you have questions or are in need of assistance, please contact our Member Services Team at 1-888-277-6464 or 1-586-393-8800.
