By Joseph J. Serwach Organik Consulting What would you do if a freak electrical surge suddenly ruined the electronic infrastructure of your entire company? Imagine if such a surge fried every computer, your office phone system, your air conditioning and every appliance. One of my closest friends owns a small Detroit-based manufacturing plant […]
By Kristi R. Gauthier, Esq. Clark Hill PLC May 2013 – The Departments of Labor, Health and Human Services and Treasury (“Agencies”) issued proposed regulations on the waiting period restrictions imposed by the Patient Protection and Affordable Care Act (PPACA). Under these provisions, effective with plan years beginning on and after January 1, 2014, employers […]
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA May 2013 – The Michigan House of Representatives is taking on the issue of Medicaid Expansion, but on their own terms. Medicaid Expansion is an option for each state to adopt; it is not a requirement, per the Affordable Care Act (ACA). Currently 22 states, including Washington […]
By Ron Present May 2013 – Nearly a year has passed since the Supreme Court upheld the Patient Protection and Affordable Care Act (PPACA). When President Obama was re-elected in November, reform became a certainty. Since that time, organizations, large and small, have struggled to understand the Act and how to comply. […]
May 2013 – Beginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, employers must provide a notice of coverage options to each employee, regardless of plan […]
May 2013 – One of the objectives of the Affordable Care Act (ACA) is to standardize products in the individual and small employer markets through “Metal Levels.” Four metal levels will determine the type of health insurance that can be offered to individuals and small employers: Platinum, Gold, Silver and Bronze. Additionally, the ACA outlines […]
In the January 30, 2013 BluesMarketplace, Blue Cross® Blue Shield® of Michigan and Blue Care Network (BCBSM and BCN) announced significant changes to the lead time requirements for 1-49 New Business groups. A 21 calendar-day lead time is required for all New Business, except for those groups enrolling in a BCBSM Health Equity CDH […]
Blues agents must complete sales training to meet accreditation requirements. To sell our products in the ACA’s Health Insurance Marketplace, Blue Cross Blue Shield of Michigan must become accredited by the National Committee for Quality Assurance, also known as NCQA. Blue Care Network’s accreditation process is managed separately. NCQA has outlined requirements that […]
Beginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, Employers must provide a notice of coverage options to each employee, regardless of plan enrollment status or […]
• Hotlink – FREE health care reform answers for your clients who are members of the MBPA / MFBA - Click Here • Calculators – Tax Credit and Full Time Equivalent (FTE) – Click Here Based on Agent feedback the FTE Calculator has been updated. • Over 50 / Under 50 Checklist – The rules you MUST know – […]
