As a courtesy of the MBPA/MFBA and partner, United Networks of America, we are pleased to offer you access to a FREE Prescription Drug Card program.

This card will allow you to receive savings up to 75% (average is around 25 – 30%) at more than 1,300 well known pharmacies throughout the state of Michigan.

Key elements to keep in mind are:

• This is a point of purchase discount card…not insurance.

• This card cannot be used in combination with any existing health insurance program (i.e. discounting of co-pays)

• Person pays the lower of a discount off the average wholesale price.

• The card can be used as a Primary RX Plan or used for prescriptions not covered by an insurance plan.

• It can be used for Medicare Part D Gap Plans.

The Associations are pleased to provide this card as one of our numerous efforts to help companies and individuals control escalating health care costs.
 

Are you aware of all of the FREE or discounted programs and services the Associations offer for your clients? 

With over 100 programs and services that we offer – the MBPA/MFBA is the “BEST” value for your clients. By simply participating in one program, our member’s savings more than cover the cost of their annual membership dues.

Exclusive Member Offerings

• FREE Discount Drug and Vision Card

• FREE Summary Plan Descriptions, Section 125 Plans and HRA

• FREE Health Savings Accounts (HSA)

• Cobra Administration starting at $25 a month

• Discounted Payroll Services

• Discounted Health Reimbursement Arrangement (HRA)

• Companion Life and Disability

• Colonial Life Voluntary Worksite Products

Other Popular Member Offerings

• Gas Fuel Fleet/Savings

• Merchant Processing

• Travel Discount

• Subscription to Corp! Magazine

• FREE Employment Law and Business Law Hotlines

• FREE Ads in Our Facilitated Networking Publications

• FREE Listing on Our Members Helping Members Discount Directory

• FREE AD&D Policy for One Senior Executive

To help members reduce their costs, the Associations are providing complimentary services such as Section 125 Plans and Summary Plan Descriptions documents to any dues paying member in good standing. 

The adoption agreement is now a compliant document reflecting ALL the Health Care Reform Law changes as of January 2011. These documents are FREE to our members…effective 2/1/11, the cost to non-members is $25.

The Section 125 Plan has a separate adoption agreement from the Benefits Wrap SPD adoption agreement. The Benefits SPD adoption agreement is a compliant document rather than 5 different forms.

The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). We continue to take a leading role in informing and helping our members meet their obligations under ERISA. We offer SPDs at no charge to our members. Types of benefits covered by Summary Plan Descriptions include: Medical, Long Term Disability, Short Term Disability, Life and AD&D and freestanding Dental/Vision.

To request your summary plan description and/or Section 125 for your clients, you will first need to download the documents from our Agent Pavilion, complete, and return to the Association office.

The completed Agreement should be emailed in WORD DOCUMENT format to info@michbusiness.org for processing. The Association will send the completed agreement to you or your client.

If you have questions or need assistance please contact our Membership Services Team at 1-888-277-6464 or 1-586-393-8800.