New-to-Blue Group Incentive: Agents are eligible to receive incentives for selling medical plans to non-Blue Cross® Blue Shield® of Michigan and Blue Care Network (BCBSM and BCN) group customers with 50 to 99 enrolled contracts. Enroll a New-to-Blue group with 50-99 BCBSM or BCN contracts and earn an extra $2,500 on top of your commissions. […]
The Associations value each and every relationship we have with the independent insurance agent community. Our goal is to help you and your clients with all your business needs. We pride ourselves on the Business Knowledge, Facilitated Networking, Legislative Influence, Financial Savings and Health Care Reform Connect™ we provide, and we understand the challenges you […]
Total enrollment in the Healthy Michigan Medicaid expansion plan has hit 533,110 people, according to figures released by the Department of Community Health, more than 4,000 more people than was expected for the entire program. The state also hit its total enrollment goal in slightly more than eight months. Open enrollment in Healthy Michigan began […]
Enroll your client(s) into the MBPA/MFBA today and receive instant value, financial savings, and important health care reform tools that you and your clients need as you navigate together through health care reform.
The Michigan Business & Professional Association (MBPA) and Michigan Food & Beverage Association (MFBA) has been expanding the resources we offer so “Now is the Time” to make all of your clients members.
• Special $120.00 Membership Dues Rate – Enroll your clients for just $120.00 annually!
• Health Care Reform Connect™ – This web-based platform with various compliance tools and timely e-communications will keep you and your client’s knowledgeable about health care reform. Plus – New tools, resources and compliance information is shared frequently.
• ERISA/DOL Compliant Summary Plan Descriptions – Our fully compliant SPDs are available to Members at no charge.
• Affordable COBRA Administration – We offer a low monthly fee through our valued program partner BASIC to help members with COBRA compliance.
• Compliance Resources available – The MBPA can provide the necessary documents, checklists and guidance to help keep your clients compliant with the ACA, ERISA, DOL, etc.
Membership Programs:
1. NEW – Every Member Counts! Our new quarterly contest gives you credit for each client you enroll as a member. We will tally up your enrolled clients and send a bonus to you each quarter.
2. True Blue – Receive a $250.00 incentive for each 10+ member group signed up with MBPA or MFBA and BCBSM. Clients must be new to MBPA/MFBA and BCBSM.
Qualifications for 10+ Membership Incentive Bonus:
• We must receive a copy of the groups completed membership application with dues payment AND a copy of the group’s completed Part C Agreement (Showing the number of employees) to qualify for the incentive.
• Send all membership applications and Part C agreement paperwork to our Client Services Department at:info@michbusiness.org or to Jennifer Werner at jwerner@michbusiness.org.
BCBS & BCN will need the below information for verification purposes.
IRS requirements for member-level reporting:
The IRS requires that Blue Cross® Blue Shield® of Michigan and Blue Care Network report health care coverage information for each underwritten group member. IRS reporting requirements begin in 2016 for 2015 health care coverage.
Here’s what we’ll need to report to the IRS:
• Name and address of the policyholder
• Name of individuals covered under the policy
• Taxpayer identification number (most likely a Social Security number) of the policyholder and covered individuals
• Date of birth of the policyholder and covered individuals
• Months for which the policyholder and covered individuals were enrolled in coverage and entitled to receive benefits for at least one day.
In 2015, we will begin collecting any missing member information. You can help us by providing complete and accurate information when we ask for it. We will contact individual members for any information that isn’t provided by the group, as required by federal law.
In addition to meeting IRS reporting requirements, this information will help us maintain accurate records, which helps us better stay in touch with members and meet their health needs.
Our system for auditing Social Security numbers has been updated at BCBSM and BCN. To make sure that the Social Security numbers of your employee and each individual on the employee’s policy will be accepted by our auditing system, please verify them using the Social Security Number Verification Service.
If an employee does not have an SSN yet, please contact the following:
• For the eMVP enrollment process: 1-866-676-4858
If you have questions, please contact your representative at BCBSM or BCN. Thank you for your assistance.
The Michigan Business and Professional Association (MBPA) needs your help! Recently, the U.S. Senate Health, Education, Labor, and Pensions Committee held a hearing on S. 30, the Forty Hours is Full Time Act, a bill that would change the definition of full-time employee under the Patient Protection and Affordable Act (ACA). This action was preceded […]
By Kristi R. Gauthier Clark Hill The Patient Protection and Affordable Care Act (“PPACA”) mandates that employers and their group health plans issue SBCs on an annual basis before reenrollment in a group health plan and upon initial eligibility. The purpose of the SBC is to provide individuals with summary information about the employer sponsored […]
FOR IMMEDIATE RELEASE Wednesday, January 21, 2015 In Michigan, 299,750 people signed up for coverage through the Health Insurance Marketplace HHS encourages consumers to sign up before Open Enrollment ends on Feb 15 Nearly 7.2 million consumers selected a plan or were automatically re-enrolled in the Federally Facilitated Marketplace as of Jan. 16, 2015, including […]
The Affordable Care Act requires employers to report the cost of coverage under an employer-sponsored group health plan. To allow employers more time to update their payroll systems, Notice 2010-69, issued in fall 2010, made this requirement optional for all employers in 2011. IRS Notice 2011-28 provided further relief by making this requirement optional for […]
Larry Grudzien Attorney-At-Law January 22, 2015 Yesterday, HHS released guidelines for the 2015 federal poverty line (FPL) at $11,770 – up $100 from 2014 – for an individual living in the mainland US. Under the Affordable Care Act, the 2015 FPL will determine the affordability of health coverage and individuals’ eligibility for Medicaid […]
