Colonial Life Has A Way For You To Help Your Clients And Their Employees Understand And Appreciate The Value Of Their Employee Benefits

Changing health care regulations and rising costs are creating benefit gaps and knowledge gaps. To help you and your clients with these issues, we’ve partnered with Colonial Life & Accident Insurance Company. At no direct cost to your business, Colonial Life can help you save time, fill gaps and add value to your benefits program.

Colonial Life will provide:

• 1-to-1 benefits counseling and education on all benefits – including wellness.
• Consolidated enrollment for core and voluntary benefits with its award-winning Harmony® enrollment system.
• Extensive product portfolio with options and premiums to fit almost any need.
• CCH HRAnswersNow access, a valuable online HR library.
• Hassle-free benefits administration through secure, web-based services.

Imagine the time and resources you could save with:

• Fewer questions and hours spent educating employees about their benefits.
• Better informed and educated employees – which means a greater appreciation for their benefits and you.
• Better educated health care consumers – which can save costs through use of generics, saving the emergency room for emergencies, health screenings, self-examination, living a healthier lifestyle, etc.
• Less financial risk for employees – because voluntary benefits help fill the gaps in their medical plans and provide disability and life insurance protection.
• Increased employee satisfaction and retention – which means being able to attract and retain top talent.

Colonial Life’s voluntary benefits, such as accident, cancer, hospital confinement indemnity, and critical illness, are designed to help employees pay for what their health insurance doesn’t and add financial protection for their future. Employees choose the benefits that best meet their individual and family needs.
 

Colonial Life’s coverages share important features:

• Benefits are paid directly to the employee, unless specified otherwise, regardless of insurance the employee may have with other insurance companies.
• Employees can keep most plans when they retire or change jobs with no increase in premiums.
• Most plans offer spouse and dependent coverage.

Let Us Make Your Business Better

Contact us at: Phone 888-277-6464 or Fax 586-393-8810 www.michbusiness.org