Shannon Hensel Hensel HR Consulting With Permission of Hennessey Capital Management Over the last couple of years US employers have seen more employment law changes than in the last three decades combined. Human Resource professionals nationwide anticipate this trend to continue. What do business owners need to know or should be doing in order to […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-16 14:33:592015-10-08 00:00:00Emerging HR Policies – What Employers Need to Know
Provided by Paul Nobels Prudential Wherever your small business lies in the business lifecycle, it may be time for a financial tune-up. Like the name implies, a financial tune-up is a fresh look at how well your small business is working for you, the owner. Here’s a short list of things to consider. Type of […]
Daron Powers While the goodwill of American taxpayers have spared Wall Street, the banks and automotive companies, unfortunately there are… No “Bail Outs” for the Entrepreneur When times were better, you could make a reletively good living even with an average product or service, minimal sales and marketing. Consumers spent more freely. Now with Michigan’s […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-16 13:18:552015-10-08 00:00:00When All You Need is a Cardboard Sign
Peter Marsack Vision Computer Solutions Tape drives were the option of choice for many small businesses for years. If you are still using one to backup your important company data then you need to be aware of a few facts: Fact #1. The average failure rate of tapes and tape drive technology is 100%. […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-15 10:11:072015-10-08 00:00:00Think That Tape Drive is a Good Choice for Backing Up the Company’s Data? You may not after reading this.
Lynn Drake Compass Commercial As any commercial real estate realtor or broker can tell you, leasing a commercial space is complicated. The leases are long and full of tiny clauses meant to give the landlord as much of your hard-earned dollar as possible. If you don’t speak lease, you’re likely to hit a series of […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-15 10:05:052015-10-08 00:00:00Commercial Real Estate Leasing: Know Before You Sign
Gerald Bricker Aadvise Consulting, LLC Are you good at setting goals but not so good at achieving them? Have you already missed the goals you set for the first few months of the year? Why are you good at setting goals but not so good at achieving them? Many people set goals with the best […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-15 10:02:422015-10-08 00:00:00Set Goals for Achievement and Success
To help members reduce their costs, the Associations are providing complimentary services such as Section 125 Plans and Summary Plan Descriptions (SPD) documents to all dues paying members in good standing.
The adoption agreements are now compliant documents reflecting ALL the Health Care Reform Law changes as of January 2011. These documents are FREE to our members…effective 2/1/11, the cost to non-members is $25 each.
The Section 125 Plan has a separate adoption agreement from the Benefits Wrap SPD adoption agreement. The Benefits SPD adoption agreement is one compliant document rather than creating 5 different forms for different types of plans.
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). We continue to take a leading role in informing and helping our members meet their obligations under ERISA. Types of benefits covered by Summary Plan Descriptions include: Medical, Long Term Disability, Short Term Disability, Life/AD&D and freestanding Dental/Vision.
NOW, Two Easy Ways to Get Your Client’s SPD if They are an Active Member of Our Associations:
1) Let Us Do It For You
Access an SPD adoption agreement from our Agent Pavilion
Complete it and e-mail it back to us IN WORD FORMAT at info@michbusiness.org, being sure to provide your complete contact information
We complete and return the documents within two working days.
2) Create Your Own On-Line (NEW)
Go to our Agent Pavilion and click on Summary Plan Description on the main menu.
Follow the instructions to create your client’s plan…..you can save it in your client’s ‘library’ for their/your future use.
For Section 125s: 1) Download the adoption agreement from our Agent Pavilion; 2) complete it IN WORD FORMAT and return it to us at info@michbusiness.org with your complete contact information, 3) we will complete the materials and return them to you within two working days.
We look forward to continuing to provide you and your clients with the most up to date and easily accessible services in this important area. If you have questions or are in need of assistance, please contact our Member Services Team at 1-888-277-6464 or 1-586-393-8800.
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2011-08-03 11:06:242015-10-08 00:00:00AGENTS — UPDATED SECTION 125’s & SPD’s AT NO COST TO MEMBERS
Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, […]
Emerging HR Policies – What Employers Need to Know
/in Business KnowledgeShannon Hensel Hensel HR Consulting With Permission of Hennessey Capital Management Over the last couple of years US employers have seen more employment law changes than in the last three decades combined. Human Resource professionals nationwide anticipate this trend to continue. What do business owners need to know or should be doing in order to […]
Small Businesses Financial Tune-up
/in Business KnowledgeProvided by Paul Nobels Prudential Wherever your small business lies in the business lifecycle, it may be time for a financial tune-up. Like the name implies, a financial tune-up is a fresh look at how well your small business is working for you, the owner. Here’s a short list of things to consider. Type of […]
When All You Need is a Cardboard Sign
/in Business KnowledgeDaron Powers While the goodwill of American taxpayers have spared Wall Street, the banks and automotive companies, unfortunately there are… No “Bail Outs” for the Entrepreneur When times were better, you could make a reletively good living even with an average product or service, minimal sales and marketing. Consumers spent more freely. Now with Michigan’s […]
Think That Tape Drive is a Good Choice for Backing Up the Company’s Data? You may not after reading this.
/in Business KnowledgePeter Marsack Vision Computer Solutions Tape drives were the option of choice for many small businesses for years. If you are still using one to backup your important company data then you need to be aware of a few facts: Fact #1. The average failure rate of tapes and tape drive technology is 100%. […]
Commercial Real Estate Leasing: Know Before You Sign
/in Business KnowledgeLynn Drake Compass Commercial As any commercial real estate realtor or broker can tell you, leasing a commercial space is complicated. The leases are long and full of tiny clauses meant to give the landlord as much of your hard-earned dollar as possible. If you don’t speak lease, you’re likely to hit a series of […]
Set Goals for Achievement and Success
/in Business KnowledgeGerald Bricker Aadvise Consulting, LLC Are you good at setting goals but not so good at achieving them? Have you already missed the goals you set for the first few months of the year? Why are you good at setting goals but not so good at achieving them? Many people set goals with the best […]
AGENTS — UPDATED SECTION 125’s & SPD’s AT NO COST TO MEMBERS
/in Agent CommunityTo help members reduce their costs, the Associations are providing complimentary services such as Section 125 Plans and Summary Plan Descriptions (SPD) documents to all dues paying members in good standing.
The adoption agreements are now compliant documents reflecting ALL the Health Care Reform Law changes as of January 2011. These documents are FREE to our members…effective 2/1/11, the cost to non-members is $25 each.
The Section 125 Plan has a separate adoption agreement from the Benefits Wrap SPD adoption agreement. The Benefits SPD adoption agreement is one compliant document rather than creating 5 different forms for different types of plans.
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). We continue to take a leading role in informing and helping our members meet their obligations under ERISA. Types of benefits covered by Summary Plan Descriptions include: Medical, Long Term Disability, Short Term Disability, Life/AD&D and freestanding Dental/Vision.
NOW, Two Easy Ways to Get Your Client’s SPD if They are an Active Member of Our Associations:
1) Let Us Do It For You
2) Create Your Own On-Line (NEW)
For Section 125s: 1) Download the adoption agreement from our Agent Pavilion; 2) complete it IN WORD FORMAT and return it to us at info@michbusiness.org with your complete contact information, 3) we will complete the materials and return them to you within two working days.
We look forward to continuing to provide you and your clients with the most up to date and easily accessible services in this important area. If you have questions or are in need of assistance, please contact our Member Services Team at 1-888-277-6464 or 1-586-393-8800.
We have launched our website!
/in NewsLorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, […]