The Problem: Major Work Disruptions Happen • Over the next five years, your business is likely to experience a major disruption from fire, power outages, natural disasters or illness of key employees. • Over 40% of small businesses do not survive these events. • Your customers want to know you have a plan to survive […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-13 16:00:352015-10-08 00:00:00Give Your Business A Competitive Edge-When Major Work Disruptions Hit, Make Sure You’re Up And Running First
Nov. 26, 2013 – The Department of Health and Human Services (HHS) recently announced that online enrollment for small employers who wish to purchase employee health coverage through the federally facilitated Small Business Health Options Program (SHOP) Marketplace has been delayed one year. The online enrollment option is expected to be available November 2014. Until […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-05 14:13:242015-10-08 00:00:00Small Employer Online Enrollment Process for the Federally Facilitated SHOP Marketplace Delayed until Nov. 2014
In late November, the Governor announced in the Department of Insurance and Financial Services official release http://www.michigan.gov/difs/0,5269,7-303–317016–,00.html that he will allow the President’s ACA fix on existing health plans in the State of Michigan. This announcement allows carriers to decide if they are able to do this as the ACA plans are being implemented. If […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-05 08:51:112015-10-08 00:00:00The Presidents ACA Fix – Not as easy as it appears
Transition Policy Recently President Barack Obama broadcast an executive decision to the American people stating that if they wanted to maintain their current healthcare plan, they could do so for an additional year. This was done in response to many concerns raised by individuals and groups who had received notification that their current plan would […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-03 16:00:552015-10-08 00:00:00Affordable Care Act (ACA) Update – as of 11/20/13
The office of Governor Rick Snyder has submitted the waiver amendment needed to expand Michigan’s Medicaid eligibility, capturing individuals with incomes up to 133 percent of the federal poverty level, which is roughly $15,000 a year for a single person. This waiver also fosters healthy behaviors to help decrease the rate of chronic diseases and […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-03 16:00:502015-10-08 00:00:00Medicaid Expansion Waiver Filed by State – November 2013
Senator Dave Robertson Michigan was one of only six states, and the only Great Lakes state, that applied its sales tax to the full sales price of a new or used car, RV or boat — even if the sale included a trade-in. It was an unfair policy that put in-state businesses […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-03 16:00:452015-10-08 00:00:00Impact of Sales Tax on the Difference Bill – 11/18/13
You Have Questions, We Have Answers! The Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-03 16:00:402015-10-08 00:00:00Food & Beverage Corner – You Have Questions, We Have Answers
Rep. Jim Stamas is sponsoring House Bill 5046. Michigan’s restaurant patrons could soon be bringing more than just their appetites with them the next time they visit their favorite restaurant. House Bill 5046 sponsored by Representative Jim Stamas would allow a consumer who is not prohibited from possessing wine, to bring and […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-12-03 16:00:352015-10-08 00:00:00BYOW? House Bill 5046 Would Make It a Reality
Nov. 26, 2013 Question: In 2014, will an employee’s nonworking spouse be eligible for premium credits or subsidies on the Exchange if (1) the employee’s employer does not offer medical coverage to employee’s spouse or (2) the employer offers medical coverage to the employee spouse’s but does not pay for any portion of the premium […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-11-27 09:06:152015-10-08 00:00:00Health Reform Questions – Family Member Eligibility for Premium Credits
Nov. 26, 2013 – The Department of Health and Human Services (HHS) announced on November 22, 2013 that individuals will have an extra week to enroll in coverage effective January 1, 2014. The delay is to account for technical issues experienced with the website healthcare.gov. The original December 15th deadline for individuals applying for coverage […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-11-27 08:59:272015-10-08 00:00:00Federally-Facilitated Individual Marketplace Enrollment Period Extended One Week
From: BenefitsPro By Kathryn Mayer, October 31, 2013 Nov. 26, 2013 – Use-it-or-lose-it is no more. The U.S. Department of the Treasury and the IRS on Thursday issued a notice modifying the longstanding “use-or-lose” rule for health flexible spending arrangements. Participants now can carry over up to $500 of their unused balances remaining at the […]
By Larry Grudzien, J.D. Nov. 26, 2013 President Obama announced on November 14, 2013 that the Administration will allow health insurers to continue certain coverage in the individual and small group market which would have not otherwise met the market reform requirements of the Affordable Care Act (ACA). This change raises significant questions and operational […]
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA Nov. 26, 2013 – The office of Governor Rick Snyder has submitted the waiver amendment needed to expand Michigan’s Medicaid eligibility, capturing individuals with incomes up to 133 percent of the federal poverty level, which is roughly $15,000 a year for a single person. This waiver also […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-11-25 17:00:002015-10-08 00:00:00Medicaid Expansion Waiver Filed by State
Nov. 26, 2013 – The Departments of Labor, Health and Human Services and the Treasury on Nov. 8, 2013 jointly issued a final rule increasing parity between mental health/substance use disorder benefits and medical/surgical benefits in group and individual health plans. The final rule issued implements the Paul Wellstone and Pete Domenici Mental Health […]
By Kristi R. Gauthier, Esq. Clark Hill PLC Nov. 26, 2013 – The concept of “affordable” coverage comes up frequently when trying to navigate the complex rules under the Patient Protection and Affordable Care Act (“PPACA”). While it is a defined term, it has different meanings depending on whether you are trying to understand compliance […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-11-25 17:00:002015-10-08 00:00:00Determining ‘Affordability’ of Coverage under PPACA
Give Your Business A Competitive Edge-When Major Work Disruptions Hit, Make Sure You’re Up And Running First
/in Business KnowledgeThe Problem: Major Work Disruptions Happen • Over the next five years, your business is likely to experience a major disruption from fire, power outages, natural disasters or illness of key employees. • Over 40% of small businesses do not survive these events. • Your customers want to know you have a plan to survive […]
Small Employer Online Enrollment Process for the Federally Facilitated SHOP Marketplace Delayed until Nov. 2014
/in Implementation Connection, Political Landscape, Political UpdateNov. 26, 2013 – The Department of Health and Human Services (HHS) recently announced that online enrollment for small employers who wish to purchase employee health coverage through the federally facilitated Small Business Health Options Program (SHOP) Marketplace has been delayed one year. The online enrollment option is expected to be available November 2014. Until […]
The Presidents ACA Fix – Not as easy as it appears
/in Business KnowledgeIn late November, the Governor announced in the Department of Insurance and Financial Services official release http://www.michigan.gov/difs/0,5269,7-303–317016–,00.html that he will allow the President’s ACA fix on existing health plans in the State of Michigan. This announcement allows carriers to decide if they are able to do this as the ACA plans are being implemented. If […]
Affordable Care Act (ACA) Update – as of 11/20/13
/in Legislative InfluenceTransition Policy Recently President Barack Obama broadcast an executive decision to the American people stating that if they wanted to maintain their current healthcare plan, they could do so for an additional year. This was done in response to many concerns raised by individuals and groups who had received notification that their current plan would […]
Medicaid Expansion Waiver Filed by State – November 2013
/in Legislative InfluenceThe office of Governor Rick Snyder has submitted the waiver amendment needed to expand Michigan’s Medicaid eligibility, capturing individuals with incomes up to 133 percent of the federal poverty level, which is roughly $15,000 a year for a single person. This waiver also fosters healthy behaviors to help decrease the rate of chronic diseases and […]
Impact of Sales Tax on the Difference Bill – 11/18/13
/in Legislative InfluenceSenator Dave Robertson Michigan was one of only six states, and the only Great Lakes state, that applied its sales tax to the full sales price of a new or used car, RV or boat — even if the sale included a trade-in. It was an unfair policy that put in-state businesses […]
Food & Beverage Corner – You Have Questions, We Have Answers
/in Legislative InfluenceYou Have Questions, We Have Answers! The Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the […]
BYOW? House Bill 5046 Would Make It a Reality
/in Legislative InfluenceRep. Jim Stamas is sponsoring House Bill 5046. Michigan’s restaurant patrons could soon be bringing more than just their appetites with them the next time they visit their favorite restaurant. House Bill 5046 sponsored by Representative Jim Stamas would allow a consumer who is not prohibited from possessing wine, to bring and […]
Health Reform Questions – Family Member Eligibility for Premium Credits
/in Expert Advice, Health ReformNov. 26, 2013 Question: In 2014, will an employee’s nonworking spouse be eligible for premium credits or subsidies on the Exchange if (1) the employee’s employer does not offer medical coverage to employee’s spouse or (2) the employer offers medical coverage to the employee spouse’s but does not pay for any portion of the premium […]
Federally-Facilitated Individual Marketplace Enrollment Period Extended One Week
/in Expert Advice, Health ReformNov. 26, 2013 – The Department of Health and Human Services (HHS) announced on November 22, 2013 that individuals will have an extra week to enroll in coverage effective January 1, 2014. The delay is to account for technical issues experienced with the website healthcare.gov. The original December 15th deadline for individuals applying for coverage […]
FSA use-it-or-lose-it rule changed
/in Implementation Connection, Political Landscape, Political UpdateFrom: BenefitsPro By Kathryn Mayer, October 31, 2013 Nov. 26, 2013 – Use-it-or-lose-it is no more. The U.S. Department of the Treasury and the IRS on Thursday issued a notice modifying the longstanding “use-or-lose” rule for health flexible spending arrangements. Participants now can carry over up to $500 of their unused balances remaining at the […]
Analysis of President’s Announcement Regarding Americans Receiving Insurance Cancellation Notices
/in Implementation Connection, Political Landscape, Political UpdateBy Larry Grudzien, J.D. Nov. 26, 2013 President Obama announced on November 14, 2013 that the Administration will allow health insurers to continue certain coverage in the individual and small group market which would have not otherwise met the market reform requirements of the Affordable Care Act (ACA). This change raises significant questions and operational […]
Medicaid Expansion Waiver Filed by State
/in Implementation Connection, Political Landscape, Political UpdateBy Bonnie Bochniak Vice President, Government Relations MBPA/MFBA Nov. 26, 2013 – The office of Governor Rick Snyder has submitted the waiver amendment needed to expand Michigan’s Medicaid eligibility, capturing individuals with incomes up to 133 percent of the federal poverty level, which is roughly $15,000 a year for a single person. This waiver also […]
Departments Issue Final Mental Health, Substance Use Disorder Parity Regulations
/in Implementation Connection, Political Landscape, Political UpdateNov. 26, 2013 – The Departments of Labor, Health and Human Services and the Treasury on Nov. 8, 2013 jointly issued a final rule increasing parity between mental health/substance use disorder benefits and medical/surgical benefits in group and individual health plans. The final rule issued implements the Paul Wellstone and Pete Domenici Mental Health […]
Determining ‘Affordability’ of Coverage under PPACA
/in Expert Advice, Health ReformBy Kristi R. Gauthier, Esq. Clark Hill PLC Nov. 26, 2013 – The concept of “affordable” coverage comes up frequently when trying to navigate the complex rules under the Patient Protection and Affordable Care Act (“PPACA”). While it is a defined term, it has different meanings depending on whether you are trying to understand compliance […]