By Lynn Drake Compass Commercial The most important things to consider when your office lease is about to expire, or when you need some space, are: Know the numbers, Right size the space and Location, location, location. Know the numbers Last year our firm printed a blog that asks the question, “Do you […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-06-04 16:00:452015-10-08 00:00:00Top Three Things To Consider If Your Firm Leases Office Space
By Ron Cash Transworld Systems It’s a problem faced by virtually every business: How to deal with customers that pay their bills late, or do not pay at all. Accounts not paid within terms can adversely impact the cash flow of a business. A clearly defined and carefully communicated, yet diplomatic, payment policy may […]
By Joseph J. Serwach Organik Consulting What would you do if a freak electrical surge suddenly ruined the electronic infrastructure of your entire company? Imagine if such a surge fried every computer, your office phone system, your air conditioning and every appliance. One of my closest friends owns a small Detroit-based manufacturing plant […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-06-04 16:00:302015-10-08 00:00:0010 Ways iPads and Smart Phones Are Like the Ford Model T
By Kristi R. Gauthier, Esq. Clark Hill PLC May 2013 – The Departments of Labor, Health and Human Services and Treasury (“Agencies”) issued proposed regulations on the waiting period restrictions imposed by the Patient Protection and Affordable Care Act (PPACA). Under these provisions, effective with plan years beginning on and after January 1, 2014, employers […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 17:00:002015-10-08 00:00:00Agencies Shed Some Light on the Waiting Period Restrictions Under PPACA
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA May 2013 – The Michigan House of Representatives is taking on the issue of Medicaid Expansion, but on their own terms. Medicaid Expansion is an option for each state to adopt; it is not a requirement, per the Affordable Care Act (ACA). Currently 22 states, including Washington […]
By Ron Present May 2013 – Nearly a year has passed since the Supreme Court upheld the Patient Protection and Affordable Care Act (PPACA). When President Obama was re-elected in November, reform became a certainty. Since that time, organizations, large and small, have struggled to understand the Act and how to comply. […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 17:00:002015-10-08 00:00:00Big Picture: Don’t Lose Sight of it as You Focus on Health Care Costs
May 2013 – Beginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, employers must provide a notice of coverage options to each employee, regardless of plan […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 17:00:002015-10-08 00:00:00U.S. Department of Labor Provides Guidance on the Notice to Employees of Coverage Options under the Patient Protection and Affordable Care Act (ACA)
May 2013 – One of the objectives of the Affordable Care Act (ACA) is to standardize products in the individual and small employer markets through “Metal Levels.” Four metal levels will determine the type of health insurance that can be offered to individuals and small employers: Platinum, Gold, Silver and Bronze. Additionally, the ACA outlines […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 17:00:002015-10-08 00:00:00Understanding Standardized Health Care Products Under the Affordable Care Act
In the January 30, 2013 BluesMarketplace, Blue Cross® Blue Shield® of Michigan and Blue Care Network (BCBSM and BCN) announced significant changes to the lead time requirements for 1-49 New Business groups. A 21 calendar-day lead time is required for all New Business, except for those groups enrolling in a BCBSM Health Equity CDH […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 16:00:552015-10-08 00:00:00Agents…New BCBS Lead Time Requirements Reminder
Blues agents must complete sales training to meet accreditation requirements. To sell our products in the ACA’s Health Insurance Marketplace, Blue Cross Blue Shield of Michigan must become accredited by the National Committee for Quality Assurance, also known as NCQA. Blue Care Network’s accreditation process is managed separately. NCQA has outlined requirements that […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 16:00:502015-10-08 00:00:00Affordable Care Act Requires Blues Accreditation by National Committee for Quality Assurance
Beginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, Employers must provide a notice of coverage options to each employee, regardless of plan enrollment status or […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 16:00:452015-10-08 00:00:00U.S. Department of Labor Provides Guidance On The Notice To Employees of Coverage Options Under The Patient Protection and Affordable Care Act (ACA).
• Hotlink – FREE health care reform answers for your clients who are members of the MBPA / MFBA - Click Here • Calculators – Tax Credit and Full Time Equivalent (FTE) – Click Here Based on Agent feedback the FTE Calculator has been updated. • Over 50 / Under 50 Checklist – The rules you MUST know – […]
As a courtesy of the Michigan Business & Professional Association and the Michigan Food & Beverage Association, and working with our partner, Larry Grudzien, we’re pleased to offer you access to a FREE HSA Guide. The guide explains every aspect of HSAs in fifty questions and answers format. It also includes the NEW 2014 […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-05-28 16:00:302015-10-08 00:00:00FREE HSA Guide for 2014 Now Available
By Bonnie Bochniak MBPA Government Relations The Michigan Business and Professional Association (MBPA) strongly opposed State House and Senate approved legislation, Senate Bill 335, which is now headed to Governor Snyder to sign into law that extends the Health Insurance Claims Assessment (HICA) Act. Senate Bill 335 extends the life of a 1 percent […]
The Patient Protection and Affordable Care Act (PPACA) is tasked with eliminating or at least lessening the gap between what older consumers pay for health care compared to what a younger consumer would pay for their individual health care coverage. Inside the new health insurance exchange program, it can create newfound gaps in the rate […]
Top Three Things To Consider If Your Firm Leases Office Space
/in Business KnowledgeBy Lynn Drake Compass Commercial The most important things to consider when your office lease is about to expire, or when you need some space, are: Know the numbers, Right size the space and Location, location, location. Know the numbers Last year our firm printed a blog that asks the question, “Do you […]
Top 10 Ways to Improve Collections
/in Business KnowledgeBy Ron Cash Transworld Systems It’s a problem faced by virtually every business: How to deal with customers that pay their bills late, or do not pay at all. Accounts not paid within terms can adversely impact the cash flow of a business. A clearly defined and carefully communicated, yet diplomatic, payment policy may […]
10 Ways iPads and Smart Phones Are Like the Ford Model T
/in Business KnowledgeBy Joseph J. Serwach Organik Consulting What would you do if a freak electrical surge suddenly ruined the electronic infrastructure of your entire company? Imagine if such a surge fried every computer, your office phone system, your air conditioning and every appliance. One of my closest friends owns a small Detroit-based manufacturing plant […]
Agencies Shed Some Light on the Waiting Period Restrictions Under PPACA
/in Expert Advice, Health ReformBy Kristi R. Gauthier, Esq. Clark Hill PLC May 2013 – The Departments of Labor, Health and Human Services and Treasury (“Agencies”) issued proposed regulations on the waiting period restrictions imposed by the Patient Protection and Affordable Care Act (PPACA). Under these provisions, effective with plan years beginning on and after January 1, 2014, employers […]
Medicaid Expansion in Michigan
/in Expert Advice, Health ReformBy Bonnie Bochniak Vice President, Government Relations MBPA/MFBA May 2013 – The Michigan House of Representatives is taking on the issue of Medicaid Expansion, but on their own terms. Medicaid Expansion is an option for each state to adopt; it is not a requirement, per the Affordable Care Act (ACA). Currently 22 states, including Washington […]
Big Picture: Don’t Lose Sight of it as You Focus on Health Care Costs
/in Expert Advice, Health ReformBy Ron Present May 2013 – Nearly a year has passed since the Supreme Court upheld the Patient Protection and Affordable Care Act (PPACA). When President Obama was re-elected in November, reform became a certainty. Since that time, organizations, large and small, have struggled to understand the Act and how to comply. […]
U.S. Department of Labor Provides Guidance on the Notice to Employees of Coverage Options under the Patient Protection and Affordable Care Act (ACA)
/in Expert Advice, Health ReformMay 2013 – Beginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, employers must provide a notice of coverage options to each employee, regardless of plan […]
Understanding Standardized Health Care Products Under the Affordable Care Act
/in Expert Advice, Health ReformMay 2013 – One of the objectives of the Affordable Care Act (ACA) is to standardize products in the individual and small employer markets through “Metal Levels.” Four metal levels will determine the type of health insurance that can be offered to individuals and small employers: Platinum, Gold, Silver and Bronze. Additionally, the ACA outlines […]
Agents…New BCBS Lead Time Requirements Reminder
/in Agent CommunityIn the January 30, 2013 BluesMarketplace, Blue Cross® Blue Shield® of Michigan and Blue Care Network (BCBSM and BCN) announced significant changes to the lead time requirements for 1-49 New Business groups. A 21 calendar-day lead time is required for all New Business, except for those groups enrolling in a BCBSM Health Equity CDH […]
Affordable Care Act Requires Blues Accreditation by National Committee for Quality Assurance
/in Agent CommunityBlues agents must complete sales training to meet accreditation requirements. To sell our products in the ACA’s Health Insurance Marketplace, Blue Cross Blue Shield of Michigan must become accredited by the National Committee for Quality Assurance, also known as NCQA. Blue Care Network’s accreditation process is managed separately. NCQA has outlined requirements that […]
U.S. Department of Labor Provides Guidance On The Notice To Employees of Coverage Options Under The Patient Protection and Affordable Care Act (ACA).
/in Agent CommunityBeginning January 1, 2014, individuals and employees of small businesses will have access to health care coverage through the Health Insurance Marketplace. Open enrollment of health insurance coverage through the Marketplace begins October 1, 2013. Under the ACA, Employers must provide a notice of coverage options to each employee, regardless of plan enrollment status or […]
We’ve Got Your Back!
/in Agent Community• Hotlink – FREE health care reform answers for your clients who are members of the MBPA / MFBA - Click Here • Calculators – Tax Credit and Full Time Equivalent (FTE) – Click Here Based on Agent feedback the FTE Calculator has been updated. • Over 50 / Under 50 Checklist – The rules you MUST know – […]
FREE HSA Guide for 2014 Now Available
/in Agent CommunityAs a courtesy of the Michigan Business & Professional Association and the Michigan Food & Beverage Association, and working with our partner, Larry Grudzien, we’re pleased to offer you access to a FREE HSA Guide. The guide explains every aspect of HSAs in fifty questions and answers format. It also includes the NEW 2014 […]
Health Insurance Claims Assessment – June 2013
/in Agent CommunityBy Bonnie Bochniak MBPA Government Relations The Michigan Business and Professional Association (MBPA) strongly opposed State House and Senate approved legislation, Senate Bill 335, which is now headed to Governor Snyder to sign into law that extends the Health Insurance Claims Assessment (HICA) Act. Senate Bill 335 extends the life of a 1 percent […]
Employer Exchange Plans – May 2013
/in Agent CommunityThe Patient Protection and Affordable Care Act (PPACA) is tasked with eliminating or at least lessening the gap between what older consumers pay for health care compared to what a younger consumer would pay for their individual health care coverage. Inside the new health insurance exchange program, it can create newfound gaps in the rate […]