The Michigan Business and Professional Association (MBPA), along with its sister group, the Michigan Food and Beverage Association (MFBA), work diligently to keep you up to date on our new federal healthcare law and how it will affect you, your family, and your business. Although our Associations did not support the passage of the […]
MBPA/MFBA is offering the opportunity for significant savings on comprehensive eye examinations, frames, lenses, lens options and contact lenses. Take care of your eyes and save money!
We have partnered with Heritage Total Services, Inc., a Third Party Administrator of vision benefit plans, to offer your clients exciting discounts on vision services. Taking care of your eyes is an important part of your health and wellness program. Many diseases can be detected through a routine eye exam, including high blood pressure and diabetes. Our program is a great no-hassle way to ensure that your eyes and body are healthy.
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-11-27 16:00:402015-10-08 00:00:00Check Out Our Affinity Vision Discount Program For Savings Up To 25%
As a courtesy of the MBPA/MFBA and partner, United Networks of America, we are pleased to offer you access to a FREE Prescription Drug Card program.
This card will allow you to receive savings up to 75% (average is around 25 – 30%) at more than 1,300 well known pharmacies throughout the state of Michigan.
Key elements to keep in mind are:
• This is a point of purchase discount card…not insurance.
• This card cannot be used in combination with any existing health insurance program (i.e. discounting of co-pays)
• Person pays the lower of a discount off the average wholesale price.
• The card can be used as a Primary RX Plan or used for prescriptions not covered by an insurance plan.
• It can be used for Medicare Part D Gap Plans.
The Associations are pleased to provide this card as one of our numerous efforts to help companies and individuals control escalating health care costs.
LEGISLATIVE ALERT! National Healthcare Update: Michigan Exchange Legislation Passes Senate November 10, 2011 The Michigan Business and Professional Association (MBPA), along with its sister group, the Michigan Food and Beverage Association (MFBA), work diligently to keep you up to date on our new federal healthcare law and how it will affect you, your family, and […]
Are you aware of all of the FREE or discounted programs and services the Associations offer for your clients?
With over 100 programs and services that we offer – the MBPA/MFBA is the “BEST” value for your clients. By simply participating in one program, our member’s savings more than cover the cost of their annual membership dues.
Exclusive Member Offerings
FREE Discount Drug and Vision Card
FREE Summary Plan Descriptions, Section 125 Plans and HRA
FREE Health Savings Accounts (HSA)
Cobra Administration starting at $25 a month
Discounted Payroll Services
Discounted Health Reimbursement Arrangement (HRA)
Companion Life and Disability
Colonial Life Voluntary Worksite Products
Other Popular Member Offerings
Gas Fuel Fleet/Savings
Merchant Processing
Travel Discount
Subscription to Corp! Magazine
FREE Employment Law and Business Law Hotlines
FREE Ads in Our Facilitated Networking Publications
FREE Listing on Our Members Helping Members Discount Directory
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-11 16:00:052015-10-08 00:00:00Get The Most From Your MBPA/MFBA Membership!
Remember that the MBPA and MFBA now offer outstanding Companion Life and Disability Products. Companion Life continues to lead the industry in offering innovative benefit designs for group and voluntary life and disability products. More employers are adding life and disability products to their portfolio of available employee benefit plans. Life and disability coverage options […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-11 16:00:032021-08-25 11:04:54Voluntary and Group Life, Short & Long Term Disability Products Now Available!
To help members reduce their costs, the Associations are providing complimentary services such as Section 125 Plans and Summary Plan Descriptions documents to any dues paying member in good standing.
The adoption agreement is now a compliant document reflecting ALL the Health Care Reform Law changes as of January 2011. These documents are FREE to our members…effective 2/1/11, the cost to non-members is $25.
The Section 125 Plan has a separate adoption agreement from the Benefits Wrap SPD adoption agreement. The Benefits SPD adoption agreement is a compliant document rather than 5 different forms.
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). We continue to take a leading role in informing and helping our members meet their obligations under ERISA. We offer SPDs at no charge to our members. Types of benefits covered by Summary Plan Descriptions include: Medical, Long Term Disability, Short Term Disability, Life and AD&D and freestanding Dental/Vision.
To request your summary plan description and/or Section 125 for your clients, you will first need to download the documents from our Agent Pavilion, complete, and return to the Association office.
The completed Agreement should be emailed in WORD DOCUMENT format to info@michbusiness.org for processing. The Association will send the completed agreement to you or your client.
If you have questions or need assistance please contact our Membership Services Team at 1-888-277-6464 or 1-586-393-8800.
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-11 16:00:022015-10-08 00:00:00Updated Section 125s & SPDs At NO Cost To Members
New Client Brochure & Flyer Now Available! When you sign-up your client as a new member into the Association, your client will be entitled to choose one of the following Association resources immediately at no additional charge. Best of all, your client gets immediate value for their membership and you get to deliver it to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-11 16:00:012015-10-08 00:00:00The Value Starts Now For Your Client
By: Dr. Xiaoliang Men, Wuhan University, Dr. Adrian J. Lottie, Ray Taylor and Associates, Dr.Yichun Xie, The Institute for Geospatial Research and Education, Jenny L. Zeng, attorney and business consultant with a J.D. from Washington University With the development of China’s economy over the last few years, both challenges and opportunities arise from the current […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:062015-10-08 00:00:00Business Cooperation Between China and United States
From: Blue Cross Blue Shield of Michigan Now that a 1 percent tax on all health insurance claims is the law in Michigan, the Blues are taking steps to adjust to its provisions. The state of Michigan passed the new 1 percent tax to be applied to certain Michigan health insurance claims beginning Jan. 1, […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:052015-10-08 00:00:00Blues Move To Implement New Michigan Claims Tax
Every business should consider providing or updating their company employee handbooks to reflect current trends that are highly relevant in today’s workplace. The perception that employee handbooks are bland stacks of standard policies leads some employers to become static in routines and forget to employ creative and strategic policies that can provide important benefits to the company.
By Rebecca Cook DTMB – Purchasing Operations, Business Development, Sate of Michigan The “Contracting 101” PowerPoint presentation has been remade into a new self-study module, with an accompanying tutorial script that takes businesses through each slide, step by step. The “Elements of a Quality Proposal” presentation has been upgraded to a webcast. Businesses can view […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:022015-10-08 00:00:00The State of Michigan Has Made Significant Upgrades To Its Vendor Training Materials
By Dana Borowka CEO, Lighthouse Consulting Services, LLC The wrong hiring decision can cost your company well over two to three times the individual’s salary according to Vistage International speaker, Barry Deutsch. This figure may be a conservative estimate because of factors like training, evaluation, termination, re-initiating the hiring process, and lost opportunity costs. There […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:022015-10-08 00:00:00Raising the Hiring, Productivity and Retention Bar by using in-depth Work Style & Personality Assessment Tools in the Business Industry
As Bloomberg Businessweek columnist Karen Klein recently pointed out: “There is a plethora of advice available for new business owners. But it’s wrong to assume that the hard work diminishes once entrepreneurs have established their ventures…When mature companies fail, it is often because they haven’t adapted, particularly during an economic downturn.” In the newest Best […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:012015-10-08 00:00:00Best Business Practices Survey Highlights Changes in Employee Relations, Technology, and Operations
By Sandy Barris President of Business Marketing Services and CEO of FastMarketingPlan.com Have you ever wondered how to streamline creating a marketing plan? I can show you seven simple things to ask to help speed up creating your next marketing plan. The first question to ask is, “Do I really need a marketing plan.” You […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2011-10-10 16:00:012015-10-08 00:00:007 Questions To Ask Before Writing Your Next Marketing Plan
LEGISLATIVE ALERT! National Healthcare Update: Michigan Exchange Legislation Passes Senate November 2011
/in Agent CommunityThe Michigan Business and Professional Association (MBPA), along with its sister group, the Michigan Food and Beverage Association (MFBA), work diligently to keep you up to date on our new federal healthcare law and how it will affect you, your family, and your business. Although our Associations did not support the passage of the […]
Check Out Our Affinity Vision Discount Program For Savings Up To 25%
/in Agent CommunityMBPA/MFBA is offering the opportunity for significant savings on comprehensive eye examinations, frames, lenses, lens options and contact lenses. Take care of your eyes and save money!
We have partnered with Heritage Total Services, Inc., a Third Party Administrator of vision benefit plans, to offer your clients exciting discounts on vision services. Taking care of your eyes is an important part of your health and wellness program. Many diseases can be detected through a routine eye exam, including high blood pressure and diabetes. Our program is a great no-hassle way to ensure that your eyes and body are healthy.
The Program is easy to Use:
• Select one of the Heritage Participating Providers near you. The list of providers can be found at www.heritagetotalservices.net/mbpa-mfba.
• At the time of your visit, present your Vision Program Discount Card to receive your discounts.
• There are no claims forms, no deductibles and no limits on the number of times you and your family can use the benefit.
Call us today at 586-393-8800 to receive your FREE Vision Discount Cards.
FREE Prescription Discount Card!
/in Agent CommunityAs a courtesy of the MBPA/MFBA and partner, United Networks of America, we are pleased to offer you access to a FREE Prescription Drug Card program.
This card will allow you to receive savings up to 75% (average is around 25 – 30%) at more than 1,300 well known pharmacies throughout the state of Michigan.
Key elements to keep in mind are:
• This is a point of purchase discount card…not insurance.
• This card cannot be used in combination with any existing health insurance program (i.e. discounting of co-pays)
• Person pays the lower of a discount off the average wholesale price.
• The card can be used as a Primary RX Plan or used for prescriptions not covered by an insurance plan.
• It can be used for Medicare Part D Gap Plans.
The Associations are pleased to provide this card as one of our numerous efforts to help companies and individuals control escalating health care costs.
National Healthcare Update: Michigan Exchange Legislation Passes Senate
/in Legislative InfluenceLEGISLATIVE ALERT! National Healthcare Update: Michigan Exchange Legislation Passes Senate November 10, 2011 The Michigan Business and Professional Association (MBPA), along with its sister group, the Michigan Food and Beverage Association (MFBA), work diligently to keep you up to date on our new federal healthcare law and how it will affect you, your family, and […]
Get The Most From Your MBPA/MFBA Membership!
/in Agent CommunityAre you aware of all of the FREE or discounted programs and services the Associations offer for your clients?
With over 100 programs and services that we offer – the MBPA/MFBA is the “BEST” value for your clients. By simply participating in one program, our member’s savings more than cover the cost of their annual membership dues.
Exclusive Member Offerings
FREE Discount Drug and Vision Card
FREE Summary Plan Descriptions, Section 125 Plans and HRA
FREE Health Savings Accounts (HSA)
Cobra Administration starting at $25 a month
Discounted Payroll Services
Discounted Health Reimbursement Arrangement (HRA)
Companion Life and Disability
Colonial Life Voluntary Worksite Products
Other Popular Member Offerings
Gas Fuel Fleet/Savings
Merchant Processing
Travel Discount
Subscription to Corp! Magazine
FREE Employment Law and Business Law Hotlines
FREE Ads in Our Facilitated Networking Publications
FREE Listing on Our Members Helping Members Discount Directory
FREE AD&D Policy for One Senior Executive
Voluntary and Group Life, Short & Long Term Disability Products Now Available!
/in Agent CommunityRemember that the MBPA and MFBA now offer outstanding Companion Life and Disability Products. Companion Life continues to lead the industry in offering innovative benefit designs for group and voluntary life and disability products. More employers are adding life and disability products to their portfolio of available employee benefit plans. Life and disability coverage options […]
Updated Section 125s & SPDs At NO Cost To Members
/in Agent CommunityTo help members reduce their costs, the Associations are providing complimentary services such as Section 125 Plans and Summary Plan Descriptions documents to any dues paying member in good standing.
The adoption agreement is now a compliant document reflecting ALL the Health Care Reform Law changes as of January 2011. These documents are FREE to our members…effective 2/1/11, the cost to non-members is $25.
The Section 125 Plan has a separate adoption agreement from the Benefits Wrap SPD adoption agreement. The Benefits SPD adoption agreement is a compliant document rather than 5 different forms.
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). We continue to take a leading role in informing and helping our members meet their obligations under ERISA. We offer SPDs at no charge to our members. Types of benefits covered by Summary Plan Descriptions include: Medical, Long Term Disability, Short Term Disability, Life and AD&D and freestanding Dental/Vision.
To request your summary plan description and/or Section 125 for your clients, you will first need to download the documents from our Agent Pavilion, complete, and return to the Association office.
The completed Agreement should be emailed in WORD DOCUMENT format to info@michbusiness.org for processing. The Association will send the completed agreement to you or your client.
If you have questions or need assistance please contact our Membership Services Team at 1-888-277-6464 or 1-586-393-8800.
The Value Starts Now For Your Client
/in Agent CommunityNew Client Brochure & Flyer Now Available! When you sign-up your client as a new member into the Association, your client will be entitled to choose one of the following Association resources immediately at no additional charge. Best of all, your client gets immediate value for their membership and you get to deliver it to […]
Business Cooperation Between China and United States
/in Business KnowledgeBy: Dr. Xiaoliang Men, Wuhan University, Dr. Adrian J. Lottie, Ray Taylor and Associates, Dr.Yichun Xie, The Institute for Geospatial Research and Education, Jenny L. Zeng, attorney and business consultant with a J.D. from Washington University With the development of China’s economy over the last few years, both challenges and opportunities arise from the current […]
Blues Move To Implement New Michigan Claims Tax
/in Business KnowledgeFrom: Blue Cross Blue Shield of Michigan Now that a 1 percent tax on all health insurance claims is the law in Michigan, the Blues are taking steps to adjust to its provisions. The state of Michigan passed the new 1 percent tax to be applied to certain Michigan health insurance claims beginning Jan. 1, […]
Top 5 Employee Handbook Policies to Reface
/in Business KnowledgeEvery business should consider providing or updating their company employee handbooks to reflect current trends that are highly relevant in today’s workplace. The perception that employee handbooks are bland stacks of standard policies leads some employers to become static in routines and forget to employ creative and strategic policies that can provide important benefits to the company.
The State of Michigan Has Made Significant Upgrades To Its Vendor Training Materials
/in Business KnowledgeBy Rebecca Cook DTMB – Purchasing Operations, Business Development, Sate of Michigan The “Contracting 101” PowerPoint presentation has been remade into a new self-study module, with an accompanying tutorial script that takes businesses through each slide, step by step. The “Elements of a Quality Proposal” presentation has been upgraded to a webcast. Businesses can view […]
Raising the Hiring, Productivity and Retention Bar by using in-depth Work Style & Personality Assessment Tools in the Business Industry
/in Business KnowledgeBy Dana Borowka CEO, Lighthouse Consulting Services, LLC The wrong hiring decision can cost your company well over two to three times the individual’s salary according to Vistage International speaker, Barry Deutsch. This figure may be a conservative estimate because of factors like training, evaluation, termination, re-initiating the hiring process, and lost opportunity costs. There […]
Best Business Practices Survey Highlights Changes in Employee Relations, Technology, and Operations
/in Business KnowledgeAs Bloomberg Businessweek columnist Karen Klein recently pointed out: “There is a plethora of advice available for new business owners. But it’s wrong to assume that the hard work diminishes once entrepreneurs have established their ventures…When mature companies fail, it is often because they haven’t adapted, particularly during an economic downturn.” In the newest Best […]
7 Questions To Ask Before Writing Your Next Marketing Plan
/in Business KnowledgeBy Sandy Barris President of Business Marketing Services and CEO of FastMarketingPlan.com Have you ever wondered how to streamline creating a marketing plan? I can show you seven simple things to ask to help speed up creating your next marketing plan. The first question to ask is, “Do I really need a marketing plan.” You […]