By Paul Castain Castain Training Systems 1. Take a look at the activities you have planned and make sure the bulk of your time is about to be spent on “Money Activities” (Getting New Business, Wowing Existing Business and Growing Existing Business) and not an over abundance of administrative “stuff”. If you’re about to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-10-15 16:00:552015-10-08 00:00:0012 Ways To Change Up Your Sales Routine!
By Larry Klimek JKL Associates How much do you actually know about your customers? What are they saying about your business? What could you learn from listening to them? What could you learn from your employees? In the hustle and bustle of daily operations, we as business leaders need to stop and take […]
By Craig Hodges BSB Communications, Inc. The benefits of smart phones, tablets, and laptops are tremendous. They have made our daily activities easier and our work more efficient. We have access to data and the ability to work from anywhere at any time with lower operating cost while providing our customers quicker response times. […]
Barb Hendrickson Visible Communication By now, I believed that everyone has figured out that LinkedIn is a powerful business tool…but I was just at a conference and find that it isn’t true at all. Many people have a profile and have even filled it out fairly completely — but then what? They’re at […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-10-15 16:00:402015-10-08 00:00:00LinkedIn as a Powerful Business Tool
Protect yourself from Random DOL Audits! The MBPA Provides Legally Compliant Summary Plan Descriptions (SPDs) At No Cost To Our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-10-07 12:23:572015-10-08 00:00:00SPDs at No Cost to Members
Join us for a Webinar on October 22 Michigan Business & Professional Association is offering a free webinar focused on how Health Reimbursement Arrangements and Premium Only Plans cannot be used in 2014 and beyond to reimburse individual health premiums on October 22 at 10 AM EDT. The webinar will review and explain […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-10-03 06:46:232015-10-08 00:00:00Join us for “Can Individual Health Premiums be Reimbursed on a Pre-tax Basis? -An Update”
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA October 1, 2013 – In an attempt to better streamline reporting requirements, on September 5, 2013, the Internal Revenue Service (IRS) issued two proposed regulations to implement the information reporting requirements for insurers and certain employers under the Affordable Care Act (ACA). One proposed rule would […]
Oct. 1, 2013 – More than 200 people gathered Sept. 24 at the MBPA Health Care Reform Conference in Troy to learn more about the operational impact of the ACA on their business and employees, hear from experts and ask questions about various aspects of the law. The conference opened with a session focusing on […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00MBPA Health Care Reform Conference Features Experts from HHS, IRS and SBA
October 1, 2013 – To help finance health care reform initiatives created under the Affordable Care Act, the federal government established new taxes and fees that impact health insurers and customers. The Blues are committed to helping customers understand what the taxes and fees are for and what they will cost. Regardless of the customer’s […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00News from Blue Cross on ACA Taxes and Fees
Oct. 1, 2013 – The Office for Civil Rights and Office of the National Coordinator for Health Information Technology have collaborated to develop model Notices of Privacy Practices for health care providers and health plans to use to communicate with their patients and plan members. The HIPAA Privacy Rule gives individuals a fundamental right to […]
By Larry Grudzien, J.D. October 1, 2013 On Friday, September 13, 2013 the Departments of Labor, Treasury and Health and Human Services provided guidance on the application of certain provisions of the Affordable Care Act (Act) on health reimbursement arrangements (HRAs), certain health flexible spending arrangements (Health FSAs) and employee assistance programs (EAPs). The following […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00Explanation of Guidance on HRAs, Health FSAs and Certain Other Employer Healthcare Arrangement Options
By Kristi R. Gauthier, Esq. Clark Hill PLC October 1, 2013 – Even HIPAA Wellness Programs are impacted by the Patient Protection and Affordable Care Act (PPACA). The final regulations issued by the Departments of Health and Human Services, Labor and Treasury update the existing HIPAA wellness program rules and are applicable for plan years […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00Wellness Programs under the Patient Protection and Affordable Care Act
By Fritz Teutsch President BASIC October 1, 2013 – COBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00COBRA Has Not Been Eliminated
Technical Release 2013-03 (Sept. 2013) I. Purpose and Overview This Technical Release provides guidance on the application of certain provisions of the Affordable Care Act(1) to the following types of arrangements: (1) health reimbursement arrangements (HRAs), including HRAs integrated with a group health plan; (2) group health plans under which an employer reimburses […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-30 17:00:002015-10-08 00:00:00Dept. of Labor Releases Guidance on HRAs, Health FSAs, Certain Other Employer Healthcare Arrangement Options
Online ACA enrollment for small businesses delayed News outlets around the country reported this afternoon that small businesses seeking to buy health insurance under President Barack Obama’s health care law will have to wait a couple of months before they can complete the process online, according to Obama Administration officials today. On Tuesday, Oct. 1, the […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-26 14:10:062015-10-08 00:00:00Online ACA enrollment for small businesses delayed
As many of you are aware the Michigan Business & Professional Association launched its Health Care Reform Connect™ website and e-publication last fall. We wanted to take a moment to keep you informed on what we have been working on as it related to supporting Michigan business through the implementation of health care reform. […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:552015-10-08 00:00:00Agent Health Care Reform Connect™ – Updates
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a leading role in informing and helping our members meet their obligations under ERISA by providing SPD’s at no charge for all […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:502015-10-08 00:00:00MBPA Provides ERISA Compliant SPD’s for Members
COBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event notice. This was intended to inform individuals of additional […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:452015-10-08 00:00:00Agents, COBRA has not been Eliminated!
The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:402015-10-08 00:00:00Agent Alert: Preparing For The Individual Market in 2014
Keep sticking with AL and writing your Blues business with the MBPA. MBPA is proud to reach over 150,000 businesses with the vast array of programs, conferences and educational resources provided to the business community. That’s one out of three businesses in Michigan. Health Care Reform Connect™: MBPA’s exclusive tool to help answer all […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:352015-10-08 00:00:00When You Write Your Blues With Sponsored Code AL, You Get Enormous Value For Your Clients:
12 Ways To Change Up Your Sales Routine!
/in Business KnowledgeBy Paul Castain Castain Training Systems 1. Take a look at the activities you have planned and make sure the bulk of your time is about to be spent on “Money Activities” (Getting New Business, Wowing Existing Business and Growing Existing Business) and not an over abundance of administrative “stuff”. If you’re about to […]
Listen Carefully
/in Business KnowledgeBy Larry Klimek JKL Associates How much do you actually know about your customers? What are they saying about your business? What could you learn from listening to them? What could you learn from your employees? In the hustle and bustle of daily operations, we as business leaders need to stop and take […]
The Benefits of Smart Phones
/in Business KnowledgeBy Craig Hodges BSB Communications, Inc. The benefits of smart phones, tablets, and laptops are tremendous. They have made our daily activities easier and our work more efficient. We have access to data and the ability to work from anywhere at any time with lower operating cost while providing our customers quicker response times. […]
LinkedIn as a Powerful Business Tool
/in Business KnowledgeBarb Hendrickson Visible Communication By now, I believed that everyone has figured out that LinkedIn is a powerful business tool…but I was just at a conference and find that it isn’t true at all. Many people have a profile and have even filled it out fairly completely — but then what? They’re at […]
SPDs at No Cost to Members
/in Expert Advice, Health ReformProtect yourself from Random DOL Audits! The MBPA Provides Legally Compliant Summary Plan Descriptions (SPDs) At No Cost To Our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take […]
Join us for “Can Individual Health Premiums be Reimbursed on a Pre-tax Basis? -An Update”
/in Business KnowledgeJoin us for a Webinar on October 22 Michigan Business & Professional Association is offering a free webinar focused on how Health Reimbursement Arrangements and Premium Only Plans cannot be used in 2014 and beyond to reimburse individual health premiums on October 22 at 10 AM EDT. The webinar will review and explain […]
IRS Issues Proposed Regulations on Healthcare Coverage Information Reporting
/in Implementation Connection, Political Landscape, Political UpdateBy Bonnie Bochniak Vice President, Government Relations MBPA/MFBA October 1, 2013 – In an attempt to better streamline reporting requirements, on September 5, 2013, the Internal Revenue Service (IRS) issued two proposed regulations to implement the information reporting requirements for insurers and certain employers under the Affordable Care Act (ACA). One proposed rule would […]
MBPA Health Care Reform Conference Features Experts from HHS, IRS and SBA
/in Expert Advice, Health ReformOct. 1, 2013 – More than 200 people gathered Sept. 24 at the MBPA Health Care Reform Conference in Troy to learn more about the operational impact of the ACA on their business and employees, hear from experts and ask questions about various aspects of the law. The conference opened with a session focusing on […]
News from Blue Cross on ACA Taxes and Fees
/in Expert Advice, Health ReformOctober 1, 2013 – To help finance health care reform initiatives created under the Affordable Care Act, the federal government established new taxes and fees that impact health insurers and customers. The Blues are committed to helping customers understand what the taxes and fees are for and what they will cost. Regardless of the customer’s […]
HHS Releases Model HIPAA Privacy Notices
/in Expert Advice, Health ReformOct. 1, 2013 – The Office for Civil Rights and Office of the National Coordinator for Health Information Technology have collaborated to develop model Notices of Privacy Practices for health care providers and health plans to use to communicate with their patients and plan members. The HIPAA Privacy Rule gives individuals a fundamental right to […]
Explanation of Guidance on HRAs, Health FSAs and Certain Other Employer Healthcare Arrangement Options
/in Expert Advice, Health ReformBy Larry Grudzien, J.D. October 1, 2013 On Friday, September 13, 2013 the Departments of Labor, Treasury and Health and Human Services provided guidance on the application of certain provisions of the Affordable Care Act (Act) on health reimbursement arrangements (HRAs), certain health flexible spending arrangements (Health FSAs) and employee assistance programs (EAPs). The following […]
Wellness Programs under the Patient Protection and Affordable Care Act
/in Expert Advice, Health ReformBy Kristi R. Gauthier, Esq. Clark Hill PLC October 1, 2013 – Even HIPAA Wellness Programs are impacted by the Patient Protection and Affordable Care Act (PPACA). The final regulations issued by the Departments of Health and Human Services, Labor and Treasury update the existing HIPAA wellness program rules and are applicable for plan years […]
COBRA Has Not Been Eliminated
/in Expert Advice, Health ReformBy Fritz Teutsch President BASIC October 1, 2013 – COBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event […]
Dept. of Labor Releases Guidance on HRAs, Health FSAs, Certain Other Employer Healthcare Arrangement Options
/in Implementation Connection, Political Landscape, Political UpdateTechnical Release 2013-03 (Sept. 2013) I. Purpose and Overview This Technical Release provides guidance on the application of certain provisions of the Affordable Care Act(1) to the following types of arrangements: (1) health reimbursement arrangements (HRAs), including HRAs integrated with a group health plan; (2) group health plans under which an employer reimburses […]
Online ACA enrollment for small businesses delayed
/in Business KnowledgeOnline ACA enrollment for small businesses delayed News outlets around the country reported this afternoon that small businesses seeking to buy health insurance under President Barack Obama’s health care law will have to wait a couple of months before they can complete the process online, according to Obama Administration officials today. On Tuesday, Oct. 1, the […]
Agent Health Care Reform Connect™ – Updates
/in Agent CommunityAs many of you are aware the Michigan Business & Professional Association launched its Health Care Reform Connect™ website and e-publication last fall. We wanted to take a moment to keep you informed on what we have been working on as it related to supporting Michigan business through the implementation of health care reform. […]
MBPA Provides ERISA Compliant SPD’s for Members
/in Agent CommunityThe Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a leading role in informing and helping our members meet their obligations under ERISA by providing SPD’s at no charge for all […]
Agents, COBRA has not been Eliminated!
/in Agent CommunityCOBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event notice. This was intended to inform individuals of additional […]
Agent Alert: Preparing For The Individual Market in 2014
/in Agent CommunityThe Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to […]
When You Write Your Blues With Sponsored Code AL, You Get Enormous Value For Your Clients:
/in Agent CommunityKeep sticking with AL and writing your Blues business with the MBPA. MBPA is proud to reach over 150,000 businesses with the vast array of programs, conferences and educational resources provided to the business community. That’s one out of three businesses in Michigan. Health Care Reform Connect™: MBPA’s exclusive tool to help answer all […]