As many of you are aware the Michigan Business & Professional Association launched its Health Care Reform Connect™ website and e-publication last fall. We wanted to take a moment to keep you informed on what we have been working on as it related to supporting Michigan business through the implementation of health care reform. […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:552015-10-08 00:00:00Agent Health Care Reform Connect™ – Updates
The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a leading role in informing and helping our members meet their obligations under ERISA by providing SPD’s at no charge for all […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:502015-10-08 00:00:00MBPA Provides ERISA Compliant SPD’s for Members
COBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event notice. This was intended to inform individuals of additional […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:452015-10-08 00:00:00Agents, COBRA has not been Eliminated!
The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:402015-10-08 00:00:00Agent Alert: Preparing For The Individual Market in 2014
Keep sticking with AL and writing your Blues business with the MBPA. MBPA is proud to reach over 150,000 businesses with the vast array of programs, conferences and educational resources provided to the business community. That’s one out of three businesses in Michigan. Health Care Reform Connect™: MBPA’s exclusive tool to help answer all […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:352015-10-08 00:00:00When You Write Your Blues With Sponsored Code AL, You Get Enormous Value For Your Clients:
Health Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]
These changes will affect the way you do business and the information that you access. Beginning next year, there will be some significant changes coming to the Blues’ underwriting policies that will affect your daily work. These changes are coming in response to the implementation of the Affordable Care Act and BCBSM’s transition to […]
By Bonnie Bochniak Government Relations Discussions over the past six months at our Nation’s Capitol in Washington D.C. to aid the agent community are finally seeing some action. Both the United States Senate and United States House of Representatives are actively pursuing bipartisan legislation that allows insurance agents the ability to become licensed to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-24 16:00:202015-10-08 00:00:00Pending Federal Legislation Aids Agents
The Michigan Business and Professional Association (MBPA) and the Michigan Food and Beverage Association (MFBA) would like to keep you up to date on the most recent activity at our State’s Capitol. Of most recent and of historic magnitude, was the passage of House Bill 4714 that expands Medicaid eligibility to 133% of the Federal […]
By State Senator Goeff Hansen, 34th District Michigan’s wine industry is one of the strongest sectors of our state’s economy and an exciting new opportunity exists for the more than 90 wineries scattered across our peninsula through Public Act 100 of 2013. The majority of these wineries are Small Wine Makers – wine makers […]
May 28, 2013 Dear Congressman: As representatives of Michigan job providers and across all industries and geographic areas of our state, we are writing to urge you to support H.R. 763, legislation to repeal the Affordable Care Act’s Health Insurance Tax. This tax will raise premiums by $8 billion in 2014 increasing to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-17 16:00:452015-10-08 00:00:00Letter Sent to Michigan Delegation In Washington D.C. Against ACA Health Insurance Tax
If you are reading this article, please consider yourself ahead of the game. Most American’s, actually about 40%, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its magnitude. Over the past few months, there are a few items in […]
The Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the MLCC. We know others might have the same questions, as we have had similar questions asked of our Government Relations team as well.
1. Q: Please explain the requirements for selling wine at farmers markets. Can anyone do this?
A: Short Answer: NO, there are specific rules and regulations that must be followed, please see below.
Farmer’s Market Permit General Information and Requirements
(MCL 436.1415)
General Information:
The annual permit issued by the Liquor Control Commission is for a qualified Small Wine Maker to conduct free wine tastings and sell, for consumption off the licensed premises, wine produced by that Small Wine Maker at a Farmer’s Market. This permit shall be prominently posted within the approved area.
For the purpose of qualifying for a Farmer’s Market Permit, a qualified Small Wine Maker means a small wine maker who manufactures or bottles not more than 5,000 gallons of wine in one calendar year at all locations in one (1) calendar year, and may also include an out of state winery.
One (1) Permit may be issued for each 1,500 of population in a county where the Farmer’s Market is located.
Tastings and sales shall be limited to an exclusive area that is well-defined and clearly marked and under the control of the permit holder.
The application must include a recommendation of approval for the tastings and sales of wine at the location from the police chief or sheriff who has jurisdiction and the Farmer’s Market manager.
Tasting samples provided to a customer shall not exceed three (3) servings of not more than two (2) ounces of wine in a 24-hour period.
All wine sold or used for tastings shall be furnished by the Small Wine Maker and removed from the Farmer’s Market premises upon conclusion of the Farmer’s Market.
All tastings and sales shall be conducted by employees of the Farmer’s Market Permit who have completed a server training program approved by the Commission.
A licensed Wholesaler is prohibited from conducting or participating in any tastings or sales under this Permit.
A Farmer’s Market Permit issued by the Commission is not transferable.
Requirements:
Complete and submit the “Application for Farmer’s Market Permit” (Form LCC-3020), along with the following:
The signature from the police chief or sheriff who has jurisdiction where the Farmer’s Market is located.
$25.00 Permit fee and a $70.00 inspection fee – Make one check or money order payable to the State of Michigan, or the credit card form (attached).
A map of the Farmer’s Market which clearly shows all booths, stalls or other designated locations where tastings and sales of wine may be conducted by a Small Wine Maker.
Out of state wineries need to include a copy of the Federal Basic Permit, copy of State license, and copy of the licensing requirements for that state.
If you have questions, contact the Manufacturers and Wholesalers Section at (866) 813-0011, menu option 4.
2. Q: Must minors be out of my bar/restaurant by 9pm?
A: Not necessarily, MCL 750.141, Section 141 of the Michigan Penal code states that a minor child under 17 years of age shall not be permitted to remain in a dance hall, saloon, barroom or any place where spirituous or intoxicating liquor, wine or beer …is sold unless accompanied by a parent or guardian. The section does not prevent the township, city or village from establishing more stringent regulations. Also, some establishments have made it their own policy to ask minors to leave in the late evening however it is not a rule of the Michigan Liquor Control Commission. Check with your local police department regarding possible local ordinances that address this issue.
3. Q: Can a licensee give away alcoholic beverages in conjunction with a promotion?
A: MCL 436.2025, Section 1025 (1) of the Michigan Liquor Control Code states ” A vendor shall not give away any alcoholic liquor of any kind or description at any time in connection with his or her business, except manufacturers for consumption on the premises only.”
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-17 16:00:352015-10-08 00:00:00You Have Questions, We Have Answers!
Are you concerned with the Random DOL Audits? The MBPA Provides Summary Plan Descriptions (SPDs) at No Cost to our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a […]
Join us for a health care reform webinar on September 25 Please join Michigan Business & Professional Association for a free Webinar on September 25 at 9:30 AM (Eastern Time). During this Webinar, the requirements for reporting the aggregate cost of applicable employer-sponsored coverage on an employee’s Form W-2 will be reviewed. This reporting […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-09-06 07:49:122015-10-08 00:00:00Join us for “Form W-2 Reporting – Including the Cost of Employer Health Coverage for 2013
Agent Health Care Reform Connect™ – Updates
/in Agent CommunityAs many of you are aware the Michigan Business & Professional Association launched its Health Care Reform Connect™ website and e-publication last fall. We wanted to take a moment to keep you informed on what we have been working on as it related to supporting Michigan business through the implementation of health care reform. […]
MBPA Provides ERISA Compliant SPD’s for Members
/in Agent CommunityThe Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a leading role in informing and helping our members meet their obligations under ERISA by providing SPD’s at no charge for all […]
Agents, COBRA has not been Eliminated!
/in Agent CommunityCOBRA has not been eliminated under Health Reform. All the same rules and regulations continue for health plans including those for vision and dental. On May 8, 2013 the Department of Labor (DOL) issued a revised model notice which added additional language to the qualifying event notice. This was intended to inform individuals of additional […]
Agent Alert: Preparing For The Individual Market in 2014
/in Agent CommunityThe Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to […]
When You Write Your Blues With Sponsored Code AL, You Get Enormous Value For Your Clients:
/in Agent CommunityKeep sticking with AL and writing your Blues business with the MBPA. MBPA is proud to reach over 150,000 businesses with the vast array of programs, conferences and educational resources provided to the business community. That’s one out of three businesses in Michigan. Health Care Reform Connect™: MBPA’s exclusive tool to help answer all […]
Health Reform Connect™ Exclusive For MBPA Agents & Members
/in Agent CommunityHealth Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]
Significant Changes Coming To Blues’ Underwriting Policies
/in Agent CommunityThese changes will affect the way you do business and the information that you access. Beginning next year, there will be some significant changes coming to the Blues’ underwriting policies that will affect your daily work. These changes are coming in response to the implementation of the Affordable Care Act and BCBSM’s transition to […]
Pending Federal Legislation Aids Agents
/in Agent CommunityBy Bonnie Bochniak Government Relations Discussions over the past six months at our Nation’s Capitol in Washington D.C. to aid the agent community are finally seeing some action. Both the United States Senate and United States House of Representatives are actively pursuing bipartisan legislation that allows insurance agents the ability to become licensed to […]
Medicaid Expansion and Reform
/in Legislative InfluenceThe Michigan Business and Professional Association (MBPA) and the Michigan Food and Beverage Association (MFBA) would like to keep you up to date on the most recent activity at our State’s Capitol. Of most recent and of historic magnitude, was the passage of House Bill 4714 that expands Medicaid eligibility to 133% of the Federal […]
Farmer’s Market Permit – Public Act 100 of 2013
/in Legislative InfluenceBy State Senator Goeff Hansen, 34th District Michigan’s wine industry is one of the strongest sectors of our state’s economy and an exciting new opportunity exists for the more than 90 wineries scattered across our peninsula through Public Act 100 of 2013. The majority of these wineries are Small Wine Makers – wine makers […]
Letter Sent to Michigan Delegation In Washington D.C. Against ACA Health Insurance Tax
/in Legislative InfluenceMay 28, 2013 Dear Congressman: As representatives of Michigan job providers and across all industries and geographic areas of our state, we are writing to urge you to support H.R. 763, legislation to repeal the Affordable Care Act’s Health Insurance Tax. This tax will raise premiums by $8 billion in 2014 increasing to […]
Affordable Care Act (ACA) Requirements-Few Worth Mentioning
/in Legislative InfluenceIf you are reading this article, please consider yourself ahead of the game. Most American’s, actually about 40%, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its magnitude. Over the past few months, there are a few items in […]
You Have Questions, We Have Answers!
/in Legislative InfluenceThe Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the MLCC. We know others might have the same questions, as we have had similar questions asked of our Government Relations team as well.
1. Q: Please explain the requirements for selling wine at farmers markets. Can anyone do this?
A: Short Answer: NO, there are specific rules and regulations that must be followed, please see below.
Farmer’s Market Permit General Information and Requirements
(MCL 436.1415)
General Information:
The annual permit issued by the Liquor Control Commission is for a qualified Small Wine Maker to conduct free wine tastings and sell, for consumption off the licensed premises, wine produced by that Small Wine Maker at a Farmer’s Market. This permit shall be prominently posted within the approved area.
For the purpose of qualifying for a Farmer’s Market Permit, a qualified Small Wine Maker means a small wine maker who manufactures or bottles not more than 5,000 gallons of wine in one calendar year at all locations in one (1) calendar year, and may also include an out of state winery.
One (1) Permit may be issued for each 1,500 of population in a county where the Farmer’s Market is located.
Tastings and sales shall be limited to an exclusive area that is well-defined and clearly marked and under the control of the permit holder.
The application must include a recommendation of approval for the tastings and sales of wine at the location from the police chief or sheriff who has jurisdiction and the Farmer’s Market manager.
Tasting samples provided to a customer shall not exceed three (3) servings of not more than two (2) ounces of wine in a 24-hour period.
All wine sold or used for tastings shall be furnished by the Small Wine Maker and removed from the Farmer’s Market premises upon conclusion of the Farmer’s Market.
All tastings and sales shall be conducted by employees of the Farmer’s Market Permit who have completed a server training program approved by the Commission.
A licensed Wholesaler is prohibited from conducting or participating in any tastings or sales under this Permit.
A Farmer’s Market Permit issued by the Commission is not transferable.
Requirements:
Complete and submit the “Application for Farmer’s Market Permit” (Form LCC-3020), along with the following:
If you have questions, contact the Manufacturers and Wholesalers Section at (866) 813-0011, menu option 4.
2. Q: Must minors be out of my bar/restaurant by 9pm?
A: Not necessarily, MCL 750.141, Section 141 of the Michigan Penal code states that a minor child under 17 years of age shall not be permitted to remain in a dance hall, saloon, barroom or any place where spirituous or intoxicating liquor, wine or beer …is sold unless accompanied by a parent or guardian. The section does not prevent the township, city or village from establishing more stringent regulations. Also, some establishments have made it their own policy to ask minors to leave in the late evening however it is not a rule of the Michigan Liquor Control Commission. Check with your local police department regarding possible local ordinances that address this issue.
3. Q: Can a licensee give away alcoholic beverages in conjunction with a promotion?
A: MCL 436.2025, Section 1025 (1) of the Michigan Liquor Control Code states ” A vendor shall not give away any alcoholic liquor of any kind or description at any time in connection with his or her business, except manufacturers for consumption on the premises only.”
SPD
/in Agent Alert 130917, Agent CommunityAre you concerned with the Random DOL Audits? The MBPA Provides Summary Plan Descriptions (SPDs) at No Cost to our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a […]
Join us for “Form W-2 Reporting – Including the Cost of Employer Health Coverage for 2013
/in Business KnowledgeJoin us for a health care reform webinar on September 25 Please join Michigan Business & Professional Association for a free Webinar on September 25 at 9:30 AM (Eastern Time). During this Webinar, the requirements for reporting the aggregate cost of applicable employer-sponsored coverage on an employee’s Form W-2 will be reviewed. This reporting […]