The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to 2014, and the impact of health care reform on our members and the small business community, we recognize that the individual market will be a major focus as individuals will now be required to have health insurance and groups will be considering their options and the impact of health care reform on their business.
The MBPA has supported the Blue Cross Blue Shield of Michigan Managing Agents Coverageforone.com system and sees the value in this innovative customizable enrollment tool. Coverageforone.com offers agents a unique custom branded enrollment website, including an agents personalized logo/contact information that you can share with your clients as they visit your website to enroll in the BCBSM individual product that best suits their needs. Best of all you earn commissions, and much of the work is done for you!
Coverageforone.com Features:
BCBSM Online Enrollment Connection – When your clients click on “I Want to Enroll” they will be re-directed to the BCBSM enrollment system to complete their application. Simply direct your clients to your customized coverageforone.com site/link and as your clients are redirected to the BCBSM system for enrollment your agent ID number, will automatically be coded to ensure proper credit is assigned. Best of all you can ensure your client is linked to MBPA via our sponsored acronym “AL” so that they receive all of the individual benefits and services the MBPA has to offer.
Simplified Quoting – Action Benefits and Grotenhuis share a simple quoting tool that your clients can utilize prior to applying for coverage to see which plans best fit their budget.
Easy to Access Benefit Information – Available on the welcome page is an easy to reference plan information to aid your clients as they evaluate which product best suits their needs.
Applications are Hard-Coded with Agent Code w/Option to Add MBPA’s Sponsored Code “AL” – In addition to the simplified quoting and benefit information, Coverageforone.com also posts the current applications on the welcome page. These forms have been hard-coded with your agent number, and it allows you to add the MBPA’s AL designation code as well.
Activity Reports – Coverageforone.com provides you with electronic activity reports regarding visitors and applications received via your coverageforone.com website helping you to manage your business and follow up with your clients and prospects.
Competitive Commission Structure – The MyBlue suite of individual products is still comprehensive and remains affordable when compared to other carriers. BCBSM competitive commission structure on these products allows you to earn up to 15% the first year of the contract.
Click here to download an updated list of services available to your individual clients.
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-23 07:51:032015-10-08 00:00:00Preparing For The Individual Market in 2014
Notification of Healthcare Marketplace Assistance with Employee Notifications of the Marketplace The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-21 09:15:152015-10-08 00:00:00Health Care Reform Connect™ – Agent Assistance With Employer Notifications Of The Marketplace
By Kristi R. Gauthier, Esq. Clark Hill PLC August 20, 2013 Last month the government released guidance announcing that the employer shared responsibility mandates and related penalties under the Patient Protection and Affordable Care Act (PPACA) will not be enforced until January 1, 2015 (IRS Notice 2013-45). While the collective exhale of employers could […]
By Evie Zois Sweeney Muchmore Harrington Smalley & Associates Senior Lobbyist August 20, 2013 Although it’s been a relatively quiet summer in Lansing, the hottest and really only legislative topic in town dominating the political landscape continues to be the potential expansion of Medicaid coverage to able bodied Michigan residents between 100%-133% of the […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 17:00:032015-10-08 00:00:00The Next Chapter – The Dialogue on Medicaid Expansion Continues
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA August 20, 2013 If you are reading this article, please consider yourself ahead of the game. Most Americans, actually about 40 percent, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 17:00:022015-10-08 00:00:00A Few Things Worth Mentioning
Wall Street Journal (http://online.wsj.com) – Washington – Opening day for the new health-insurance marketplaces is two months away, but efforts to recruit and train workers to help people enroll are barely off the ground in many states. With time running short before enrollment kicks off Oct. 1, the Obama administration last week cut […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 17:00:012015-10-08 00:00:00Preparations for Health Exchanges on Tight Schedule
Excerpted from Kaiser Foundation Press Release dated Aug. 14, 2013 Menlo Park, Calif. – A new Kaiser Family Foundation analysis (click here) estimates that Americans who currently buy their own insurance through the individual market would receive tax credits averaging nearly $2,700 next year for coverage purchased through new insurance marketplaces. The tax credits or […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 17:00:002015-10-08 00:00:00Kaiser Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance
The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. To be compliant with the Department of Labor, one of two notices […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:582015-10-08 00:00:00Health Care Reform Connect™ – Assistance With Employer Notifications Of The Marketplace
Last week, the Agent/broker training for the Federally-facilitated Marketplace (FFM) went live. All training will occur online. Agents and brokers may begin their training immediately and the second part of the agent/broker FFM registration process will be available later in August. At that time, agents/brokers will be able to obtain an active FFM User ID […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:502015-10-08 00:00:00CMS Agent/Broker Training
With ACA changes for groups and employees, the Blues are continuing to look at how their current membership is impacted. They know that some members currently treated as groups will shift to individual market coverage post-reform. To help agents keep members Blue, they are developing processes to simplify the transition from employer-sponsored insurance to […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:452015-10-08 00:00:00Helping Groups Transition To The Individual Market
September 24, 2013 • 8:00am – 1:30pm MSU Management Education Center, Troy The conference is critical for any business or trusted advisor preparing for the immediate rules related to Health Care Reform. Tax penalties, credits, full time employee status and health benefits changes will all be covered. These are must attend for any business […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:352015-10-08 00:00:00Save The Date For The Next MBPA Health Care Reform Conference
MBPA is actively monitoring the Affordable Care Act’s (ACA) implementation and the impact on Michigan businesses. We urge you to use this brief while conducting final ACA preparations; these are the key ACA provisions you must know about as we approach 2014. Links to files referenced below will be posted on the MBPA member website. […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:302015-10-08 00:00:00Countdown To Affordable Care Act Implementation: Key Information For Michigan Businesses
The Blues explained how small groups would have the opportunity to shift their 2014 renewal date to November or December. Based on feedback from the agent community, they’re extending the deadline for submission of the Renewal Date Change Request form to August 30. The form remains available through the 2014 Small Group Transition Tool […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:252015-10-08 00:00:00Deadline Extended For Submitting Renewal Date Change Request Form
The Center for Medicare & Medicaid Services (CMS) has released information regarding navigators that will help uninsured Americans purchase insurance on the healthcare exchanges. CMS states that the federal exchange navigators will have a tough work load, with a pay scale to match certain levels. The client-level navigator/caseworkers should be paid about $20 per hour, […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:202015-10-08 00:00:00PPACA To Pay Navigators $20-$48 An Hour
Health Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]
https://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.png00michbusinesshttps://mb-wp-uploads.s3.us-east-1.amazonaws.com/2024/04/MichBusiness-logo.pngmichbusiness2013-08-20 16:00:152015-10-08 00:00:00Health Reform Connect™ Exclusive For MBPA Agents and Members
Preparing For The Individual Market in 2014
/in Agent Alert 130826, Agent CommunityPreparing for the Individual Market in 2014
The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to 2014, and the impact of health care reform on our members and the small business community, we recognize that the individual market will be a major focus as individuals will now be required to have health insurance and groups will be considering their options and the impact of health care reform on their business.
The MBPA has supported the Blue Cross Blue Shield of Michigan Managing Agents Coverageforone.com system and sees the value in this innovative customizable enrollment tool. Coverageforone.com offers agents a unique custom branded enrollment website, including an agents personalized logo/contact information that you can share with your clients as they visit your website to enroll in the BCBSM individual product that best suits their needs. Best of all you earn commissions, and much of the work is done for you!
Coverageforone.com Features:
Click here to download an updated list of services available to your individual clients.
Health Care Reform Connect™ – Agent Assistance With Employer Notifications Of The Marketplace
/in Agent CommunityNotification of Healthcare Marketplace Assistance with Employee Notifications of the Marketplace The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. […]
PPACA’s Employer Mandates Delayed Until 2015 – Now What?
/in Expert Advice, Health ReformBy Kristi R. Gauthier, Esq. Clark Hill PLC August 20, 2013 Last month the government released guidance announcing that the employer shared responsibility mandates and related penalties under the Patient Protection and Affordable Care Act (PPACA) will not be enforced until January 1, 2015 (IRS Notice 2013-45). While the collective exhale of employers could […]
The Next Chapter – The Dialogue on Medicaid Expansion Continues
/in Implementation Connection, Political Landscape, Political UpdateBy Evie Zois Sweeney Muchmore Harrington Smalley & Associates Senior Lobbyist August 20, 2013 Although it’s been a relatively quiet summer in Lansing, the hottest and really only legislative topic in town dominating the political landscape continues to be the potential expansion of Medicaid coverage to able bodied Michigan residents between 100%-133% of the […]
A Few Things Worth Mentioning
/in Implementation Connection, Political Landscape, Political UpdateBy Bonnie Bochniak Vice President, Government Relations MBPA/MFBA August 20, 2013 If you are reading this article, please consider yourself ahead of the game. Most Americans, actually about 40 percent, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its […]
Preparations for Health Exchanges on Tight Schedule
/in Implementation Connection, Political Landscape, Political UpdateWall Street Journal (http://online.wsj.com) – Washington – Opening day for the new health-insurance marketplaces is two months away, but efforts to recruit and train workers to help people enroll are barely off the ground in many states. With time running short before enrollment kicks off Oct. 1, the Obama administration last week cut […]
Kaiser Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance
/in Implementation Connection, Political Landscape, Political UpdateExcerpted from Kaiser Foundation Press Release dated Aug. 14, 2013 Menlo Park, Calif. – A new Kaiser Family Foundation analysis (click here) estimates that Americans who currently buy their own insurance through the individual market would receive tax credits averaging nearly $2,700 next year for coverage purchased through new insurance marketplaces. The tax credits or […]
Health Care Reform Connect™ – Assistance With Employer Notifications Of The Marketplace
/in Business KnowledgeThe Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. To be compliant with the Department of Labor, one of two notices […]
CMS Agent/Broker Training
/in Agent CommunityLast week, the Agent/broker training for the Federally-facilitated Marketplace (FFM) went live. All training will occur online. Agents and brokers may begin their training immediately and the second part of the agent/broker FFM registration process will be available later in August. At that time, agents/brokers will be able to obtain an active FFM User ID […]
Helping Groups Transition To The Individual Market
/in Agent CommunityWith ACA changes for groups and employees, the Blues are continuing to look at how their current membership is impacted. They know that some members currently treated as groups will shift to individual market coverage post-reform. To help agents keep members Blue, they are developing processes to simplify the transition from employer-sponsored insurance to […]
Save The Date For The Next MBPA Health Care Reform Conference
/in Agent CommunitySeptember 24, 2013 • 8:00am – 1:30pm MSU Management Education Center, Troy The conference is critical for any business or trusted advisor preparing for the immediate rules related to Health Care Reform. Tax penalties, credits, full time employee status and health benefits changes will all be covered. These are must attend for any business […]
Countdown To Affordable Care Act Implementation: Key Information For Michigan Businesses
/in Agent CommunityMBPA is actively monitoring the Affordable Care Act’s (ACA) implementation and the impact on Michigan businesses. We urge you to use this brief while conducting final ACA preparations; these are the key ACA provisions you must know about as we approach 2014. Links to files referenced below will be posted on the MBPA member website. […]
Deadline Extended For Submitting Renewal Date Change Request Form
/in Agent CommunityThe Blues explained how small groups would have the opportunity to shift their 2014 renewal date to November or December. Based on feedback from the agent community, they’re extending the deadline for submission of the Renewal Date Change Request form to August 30. The form remains available through the 2014 Small Group Transition Tool […]
PPACA To Pay Navigators $20-$48 An Hour
/in Agent CommunityThe Center for Medicare & Medicaid Services (CMS) has released information regarding navigators that will help uninsured Americans purchase insurance on the healthcare exchanges. CMS states that the federal exchange navigators will have a tough work load, with a pay scale to match certain levels. The client-level navigator/caseworkers should be paid about $20 per hour, […]
Health Reform Connect™ Exclusive For MBPA Agents and Members
/in Agent CommunityHealth Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]