Health Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]
These changes will affect the way you do business and the information that you access. Beginning next year, there will be some significant changes coming to the Blues’ underwriting policies that will affect your daily work. These changes are coming in response to the implementation of the Affordable Care Act and BCBSM’s transition to […]
By Bonnie Bochniak Government Relations Discussions over the past six months at our Nation’s Capitol in Washington D.C. to aid the agent community are finally seeing some action. Both the United States Senate and United States House of Representatives are actively pursuing bipartisan legislation that allows insurance agents the ability to become licensed to […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-09-24 16:00:202015-10-08 00:00:00Pending Federal Legislation Aids Agents
The Michigan Business and Professional Association (MBPA) and the Michigan Food and Beverage Association (MFBA) would like to keep you up to date on the most recent activity at our State’s Capitol. Of most recent and of historic magnitude, was the passage of House Bill 4714 that expands Medicaid eligibility to 133% of the Federal […]
By State Senator Goeff Hansen, 34th District Michigan’s wine industry is one of the strongest sectors of our state’s economy and an exciting new opportunity exists for the more than 90 wineries scattered across our peninsula through Public Act 100 of 2013. The majority of these wineries are Small Wine Makers – wine makers […]
May 28, 2013 Dear Congressman: As representatives of Michigan job providers and across all industries and geographic areas of our state, we are writing to urge you to support H.R. 763, legislation to repeal the Affordable Care Act’s Health Insurance Tax. This tax will raise premiums by $8 billion in 2014 increasing to […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-09-17 16:00:452015-10-08 00:00:00Letter Sent to Michigan Delegation In Washington D.C. Against ACA Health Insurance Tax
If you are reading this article, please consider yourself ahead of the game. Most American’s, actually about 40%, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its magnitude. Over the past few months, there are a few items in […]
The Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the MLCC. We know others might have the same questions, as we have had similar questions asked of our Government Relations team as well.
1. Q: Please explain the requirements for selling wine at farmers markets. Can anyone do this?
A: Short Answer: NO, there are specific rules and regulations that must be followed, please see below.
Farmer’s Market Permit General Information and Requirements
(MCL 436.1415)
General Information:
The annual permit issued by the Liquor Control Commission is for a qualified Small Wine Maker to conduct free wine tastings and sell, for consumption off the licensed premises, wine produced by that Small Wine Maker at a Farmer’s Market. This permit shall be prominently posted within the approved area.
For the purpose of qualifying for a Farmer’s Market Permit, a qualified Small Wine Maker means a small wine maker who manufactures or bottles not more than 5,000 gallons of wine in one calendar year at all locations in one (1) calendar year, and may also include an out of state winery.
One (1) Permit may be issued for each 1,500 of population in a county where the Farmer’s Market is located.
Tastings and sales shall be limited to an exclusive area that is well-defined and clearly marked and under the control of the permit holder.
The application must include a recommendation of approval for the tastings and sales of wine at the location from the police chief or sheriff who has jurisdiction and the Farmer’s Market manager.
Tasting samples provided to a customer shall not exceed three (3) servings of not more than two (2) ounces of wine in a 24-hour period.
All wine sold or used for tastings shall be furnished by the Small Wine Maker and removed from the Farmer’s Market premises upon conclusion of the Farmer’s Market.
All tastings and sales shall be conducted by employees of the Farmer’s Market Permit who have completed a server training program approved by the Commission.
A licensed Wholesaler is prohibited from conducting or participating in any tastings or sales under this Permit.
A Farmer’s Market Permit issued by the Commission is not transferable.
Requirements:
Complete and submit the “Application for Farmer’s Market Permit” (Form LCC-3020), along with the following:
The signature from the police chief or sheriff who has jurisdiction where the Farmer’s Market is located.
$25.00 Permit fee and a $70.00 inspection fee – Make one check or money order payable to the State of Michigan, or the credit card form (attached).
A map of the Farmer’s Market which clearly shows all booths, stalls or other designated locations where tastings and sales of wine may be conducted by a Small Wine Maker.
Out of state wineries need to include a copy of the Federal Basic Permit, copy of State license, and copy of the licensing requirements for that state.
If you have questions, contact the Manufacturers and Wholesalers Section at (866) 813-0011, menu option 4.
2. Q: Must minors be out of my bar/restaurant by 9pm?
A: Not necessarily, MCL 750.141, Section 141 of the Michigan Penal code states that a minor child under 17 years of age shall not be permitted to remain in a dance hall, saloon, barroom or any place where spirituous or intoxicating liquor, wine or beer …is sold unless accompanied by a parent or guardian. The section does not prevent the township, city or village from establishing more stringent regulations. Also, some establishments have made it their own policy to ask minors to leave in the late evening however it is not a rule of the Michigan Liquor Control Commission. Check with your local police department regarding possible local ordinances that address this issue.
3. Q: Can a licensee give away alcoholic beverages in conjunction with a promotion?
A: MCL 436.2025, Section 1025 (1) of the Michigan Liquor Control Code states ” A vendor shall not give away any alcoholic liquor of any kind or description at any time in connection with his or her business, except manufacturers for consumption on the premises only.”
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-09-17 16:00:352015-10-08 00:00:00You Have Questions, We Have Answers!
Are you concerned with the Random DOL Audits? The MBPA Provides Summary Plan Descriptions (SPDs) at No Cost to our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a […]
Join us for a health care reform webinar on September 25 Please join Michigan Business & Professional Association for a free Webinar on September 25 at 9:30 AM (Eastern Time). During this Webinar, the requirements for reporting the aggregate cost of applicable employer-sponsored coverage on an employee’s Form W-2 will be reviewed. This reporting […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-09-06 07:49:122015-10-08 00:00:00Join us for “Form W-2 Reporting – Including the Cost of Employer Health Coverage for 2013
The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to 2014, and the impact of health care reform on our members and the small business community, we recognize that the individual market will be a major focus as individuals will now be required to have health insurance and groups will be considering their options and the impact of health care reform on their business.
The MBPA has supported the Blue Cross Blue Shield of Michigan Managing Agents Coverageforone.com system and sees the value in this innovative customizable enrollment tool. Coverageforone.com offers agents a unique custom branded enrollment website, including an agents personalized logo/contact information that you can share with your clients as they visit your website to enroll in the BCBSM individual product that best suits their needs. Best of all you earn commissions, and much of the work is done for you!
Coverageforone.com Features:
BCBSM Online Enrollment Connection – When your clients click on “I Want to Enroll” they will be re-directed to the BCBSM enrollment system to complete their application. Simply direct your clients to your customized coverageforone.com site/link and as your clients are redirected to the BCBSM system for enrollment your agent ID number, will automatically be coded to ensure proper credit is assigned. Best of all you can ensure your client is linked to MBPA via our sponsored acronym “AL” so that they receive all of the individual benefits and services the MBPA has to offer.
Simplified Quoting – Action Benefits and Grotenhuis share a simple quoting tool that your clients can utilize prior to applying for coverage to see which plans best fit their budget.
Easy to Access Benefit Information – Available on the welcome page is an easy to reference plan information to aid your clients as they evaluate which product best suits their needs.
Applications are Hard-Coded with Agent Code w/Option to Add MBPA’s Sponsored Code “AL” – In addition to the simplified quoting and benefit information, Coverageforone.com also posts the current applications on the welcome page. These forms have been hard-coded with your agent number, and it allows you to add the MBPA’s AL designation code as well.
Activity Reports – Coverageforone.com provides you with electronic activity reports regarding visitors and applications received via your coverageforone.com website helping you to manage your business and follow up with your clients and prospects.
Competitive Commission Structure – The MyBlue suite of individual products is still comprehensive and remains affordable when compared to other carriers. BCBSM competitive commission structure on these products allows you to earn up to 15% the first year of the contract.
Click here to download an updated list of services available to your individual clients.
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-23 07:51:032015-10-08 00:00:00Preparing For The Individual Market in 2014
Notification of Healthcare Marketplace Assistance with Employee Notifications of the Marketplace The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-21 09:15:152015-10-08 00:00:00Health Care Reform Connect™ – Agent Assistance With Employer Notifications Of The Marketplace
By Kristi R. Gauthier, Esq. Clark Hill PLC August 20, 2013 Last month the government released guidance announcing that the employer shared responsibility mandates and related penalties under the Patient Protection and Affordable Care Act (PPACA) will not be enforced until January 1, 2015 (IRS Notice 2013-45). While the collective exhale of employers could […]
By Evie Zois Sweeney Muchmore Harrington Smalley & Associates Senior Lobbyist August 20, 2013 Although it’s been a relatively quiet summer in Lansing, the hottest and really only legislative topic in town dominating the political landscape continues to be the potential expansion of Medicaid coverage to able bodied Michigan residents between 100%-133% of the […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 17:00:032015-10-08 00:00:00The Next Chapter – The Dialogue on Medicaid Expansion Continues
By Bonnie Bochniak Vice President, Government Relations MBPA/MFBA August 20, 2013 If you are reading this article, please consider yourself ahead of the game. Most Americans, actually about 40 percent, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 17:00:022015-10-08 00:00:00A Few Things Worth Mentioning
Wall Street Journal (http://online.wsj.com) – Washington – Opening day for the new health-insurance marketplaces is two months away, but efforts to recruit and train workers to help people enroll are barely off the ground in many states. With time running short before enrollment kicks off Oct. 1, the Obama administration last week cut […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 17:00:012015-10-08 00:00:00Preparations for Health Exchanges on Tight Schedule
Excerpted from Kaiser Foundation Press Release dated Aug. 14, 2013 Menlo Park, Calif. – A new Kaiser Family Foundation analysis (click here) estimates that Americans who currently buy their own insurance through the individual market would receive tax credits averaging nearly $2,700 next year for coverage purchased through new insurance marketplaces. The tax credits or […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 17:00:002015-10-08 00:00:00Kaiser Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance
The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. To be compliant with the Department of Labor, one of two notices […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 16:00:582015-10-08 00:00:00Health Care Reform Connect™ – Assistance With Employer Notifications Of The Marketplace
Last week, the Agent/broker training for the Federally-facilitated Marketplace (FFM) went live. All training will occur online. Agents and brokers may begin their training immediately and the second part of the agent/broker FFM registration process will be available later in August. At that time, agents/brokers will be able to obtain an active FFM User ID […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 16:00:502015-10-08 00:00:00CMS Agent/Broker Training
With ACA changes for groups and employees, the Blues are continuing to look at how their current membership is impacted. They know that some members currently treated as groups will shift to individual market coverage post-reform. To help agents keep members Blue, they are developing processes to simplify the transition from employer-sponsored insurance to […]
https://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.png00michbusinesshttps://michbusiness.com/wp-content/uploads/2023/08/MichBusiness_logo_horizontal.pngmichbusiness2013-08-20 16:00:452015-10-08 00:00:00Helping Groups Transition To The Individual Market
Health Reform Connect™ Exclusive For MBPA Agents & Members
/in Agent CommunityHealth Care Reform Connect™ is your resource for implementing the Patient Protection and Affordable Care Act (PPACA or ACA). We’ve pulled together the latest information from experts to help keep you updated on the newest developments about Michigan’s implementation of Obamacare, along with online tools to aid you with decision making. As a writing […]
Significant Changes Coming To Blues’ Underwriting Policies
/in Agent CommunityThese changes will affect the way you do business and the information that you access. Beginning next year, there will be some significant changes coming to the Blues’ underwriting policies that will affect your daily work. These changes are coming in response to the implementation of the Affordable Care Act and BCBSM’s transition to […]
Pending Federal Legislation Aids Agents
/in Agent CommunityBy Bonnie Bochniak Government Relations Discussions over the past six months at our Nation’s Capitol in Washington D.C. to aid the agent community are finally seeing some action. Both the United States Senate and United States House of Representatives are actively pursuing bipartisan legislation that allows insurance agents the ability to become licensed to […]
Medicaid Expansion and Reform
/in Legislative InfluenceThe Michigan Business and Professional Association (MBPA) and the Michigan Food and Beverage Association (MFBA) would like to keep you up to date on the most recent activity at our State’s Capitol. Of most recent and of historic magnitude, was the passage of House Bill 4714 that expands Medicaid eligibility to 133% of the Federal […]
Farmer’s Market Permit – Public Act 100 of 2013
/in Legislative InfluenceBy State Senator Goeff Hansen, 34th District Michigan’s wine industry is one of the strongest sectors of our state’s economy and an exciting new opportunity exists for the more than 90 wineries scattered across our peninsula through Public Act 100 of 2013. The majority of these wineries are Small Wine Makers – wine makers […]
Letter Sent to Michigan Delegation In Washington D.C. Against ACA Health Insurance Tax
/in Legislative InfluenceMay 28, 2013 Dear Congressman: As representatives of Michigan job providers and across all industries and geographic areas of our state, we are writing to urge you to support H.R. 763, legislation to repeal the Affordable Care Act’s Health Insurance Tax. This tax will raise premiums by $8 billion in 2014 increasing to […]
Affordable Care Act (ACA) Requirements-Few Worth Mentioning
/in Legislative InfluenceIf you are reading this article, please consider yourself ahead of the game. Most American’s, actually about 40%, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its magnitude. Over the past few months, there are a few items in […]
You Have Questions, We Have Answers!
/in Legislative InfluenceThe Michigan Liquor Control Commission (MLCC) takes much pride in keeping bar and restaurant owners up to date with new changes in law, as well as answering any questions that come along the way as a business owner. Below you will see most recent commonly asked questions from the MLCC. We know others might have the same questions, as we have had similar questions asked of our Government Relations team as well.
1. Q: Please explain the requirements for selling wine at farmers markets. Can anyone do this?
A: Short Answer: NO, there are specific rules and regulations that must be followed, please see below.
Farmer’s Market Permit General Information and Requirements
(MCL 436.1415)
General Information:
The annual permit issued by the Liquor Control Commission is for a qualified Small Wine Maker to conduct free wine tastings and sell, for consumption off the licensed premises, wine produced by that Small Wine Maker at a Farmer’s Market. This permit shall be prominently posted within the approved area.
For the purpose of qualifying for a Farmer’s Market Permit, a qualified Small Wine Maker means a small wine maker who manufactures or bottles not more than 5,000 gallons of wine in one calendar year at all locations in one (1) calendar year, and may also include an out of state winery.
One (1) Permit may be issued for each 1,500 of population in a county where the Farmer’s Market is located.
Tastings and sales shall be limited to an exclusive area that is well-defined and clearly marked and under the control of the permit holder.
The application must include a recommendation of approval for the tastings and sales of wine at the location from the police chief or sheriff who has jurisdiction and the Farmer’s Market manager.
Tasting samples provided to a customer shall not exceed three (3) servings of not more than two (2) ounces of wine in a 24-hour period.
All wine sold or used for tastings shall be furnished by the Small Wine Maker and removed from the Farmer’s Market premises upon conclusion of the Farmer’s Market.
All tastings and sales shall be conducted by employees of the Farmer’s Market Permit who have completed a server training program approved by the Commission.
A licensed Wholesaler is prohibited from conducting or participating in any tastings or sales under this Permit.
A Farmer’s Market Permit issued by the Commission is not transferable.
Requirements:
Complete and submit the “Application for Farmer’s Market Permit” (Form LCC-3020), along with the following:
If you have questions, contact the Manufacturers and Wholesalers Section at (866) 813-0011, menu option 4.
2. Q: Must minors be out of my bar/restaurant by 9pm?
A: Not necessarily, MCL 750.141, Section 141 of the Michigan Penal code states that a minor child under 17 years of age shall not be permitted to remain in a dance hall, saloon, barroom or any place where spirituous or intoxicating liquor, wine or beer …is sold unless accompanied by a parent or guardian. The section does not prevent the township, city or village from establishing more stringent regulations. Also, some establishments have made it their own policy to ask minors to leave in the late evening however it is not a rule of the Michigan Liquor Control Commission. Check with your local police department regarding possible local ordinances that address this issue.
3. Q: Can a licensee give away alcoholic beverages in conjunction with a promotion?
A: MCL 436.2025, Section 1025 (1) of the Michigan Liquor Control Code states ” A vendor shall not give away any alcoholic liquor of any kind or description at any time in connection with his or her business, except manufacturers for consumption on the premises only.”
SPD
/in Agent Alert 130917, Agent CommunityAre you concerned with the Random DOL Audits? The MBPA Provides Summary Plan Descriptions (SPDs) at No Cost to our Members! The Employer Retirement Income Security Act (ERISA) guidelines make it mandatory for all businesses with 2 or more employees to provide employees with a Summary Plan Description (SPD). The MBPA continues to take a […]
Join us for “Form W-2 Reporting – Including the Cost of Employer Health Coverage for 2013
/in Business KnowledgeJoin us for a health care reform webinar on September 25 Please join Michigan Business & Professional Association for a free Webinar on September 25 at 9:30 AM (Eastern Time). During this Webinar, the requirements for reporting the aggregate cost of applicable employer-sponsored coverage on an employee’s Form W-2 will be reviewed. This reporting […]
Preparing For The Individual Market in 2014
/in Agent Alert 130826, Agent CommunityPreparing for the Individual Market in 2014
The Michigan Business & Professional Association (MBPA) services members from the group market and the individual market everyday with a variety of programs & services developed especially for our clients needs. Our focus is on providing our members with information, educational tools and valuable resources to help them in their businesses. As we look to 2014, and the impact of health care reform on our members and the small business community, we recognize that the individual market will be a major focus as individuals will now be required to have health insurance and groups will be considering their options and the impact of health care reform on their business.
The MBPA has supported the Blue Cross Blue Shield of Michigan Managing Agents Coverageforone.com system and sees the value in this innovative customizable enrollment tool. Coverageforone.com offers agents a unique custom branded enrollment website, including an agents personalized logo/contact information that you can share with your clients as they visit your website to enroll in the BCBSM individual product that best suits their needs. Best of all you earn commissions, and much of the work is done for you!
Coverageforone.com Features:
Click here to download an updated list of services available to your individual clients.
Health Care Reform Connect™ – Agent Assistance With Employer Notifications Of The Marketplace
/in Agent CommunityNotification of Healthcare Marketplace Assistance with Employee Notifications of the Marketplace The Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. […]
PPACA’s Employer Mandates Delayed Until 2015 – Now What?
/in Expert Advice, Health ReformBy Kristi R. Gauthier, Esq. Clark Hill PLC August 20, 2013 Last month the government released guidance announcing that the employer shared responsibility mandates and related penalties under the Patient Protection and Affordable Care Act (PPACA) will not be enforced until January 1, 2015 (IRS Notice 2013-45). While the collective exhale of employers could […]
The Next Chapter – The Dialogue on Medicaid Expansion Continues
/in Implementation Connection, Political Landscape, Political UpdateBy Evie Zois Sweeney Muchmore Harrington Smalley & Associates Senior Lobbyist August 20, 2013 Although it’s been a relatively quiet summer in Lansing, the hottest and really only legislative topic in town dominating the political landscape continues to be the potential expansion of Medicaid coverage to able bodied Michigan residents between 100%-133% of the […]
A Few Things Worth Mentioning
/in Implementation Connection, Political Landscape, Political UpdateBy Bonnie Bochniak Vice President, Government Relations MBPA/MFBA August 20, 2013 If you are reading this article, please consider yourself ahead of the game. Most Americans, actually about 40 percent, are not familiar with the Affordable Care Act (ACA) and its new rules and regulations. This percentage is staggering, yet not surprising, considering its […]
Preparations for Health Exchanges on Tight Schedule
/in Implementation Connection, Political Landscape, Political UpdateWall Street Journal (http://online.wsj.com) – Washington – Opening day for the new health-insurance marketplaces is two months away, but efforts to recruit and train workers to help people enroll are barely off the ground in many states. With time running short before enrollment kicks off Oct. 1, the Obama administration last week cut […]
Kaiser Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance
/in Implementation Connection, Political Landscape, Political UpdateExcerpted from Kaiser Foundation Press Release dated Aug. 14, 2013 Menlo Park, Calif. – A new Kaiser Family Foundation analysis (click here) estimates that Americans who currently buy their own insurance through the individual market would receive tax credits averaging nearly $2,700 next year for coverage purchased through new insurance marketplaces. The tax credits or […]
Health Care Reform Connect™ – Assistance With Employer Notifications Of The Marketplace
/in Business KnowledgeThe Affordable Care Act requires that every employer must provide all of their part-time and full-time employees with a notice regarding the Health Insurance Marketplace by October 1, 2013. We are encouraging members to do this in early September at the latest. To be compliant with the Department of Labor, one of two notices […]
CMS Agent/Broker Training
/in Agent CommunityLast week, the Agent/broker training for the Federally-facilitated Marketplace (FFM) went live. All training will occur online. Agents and brokers may begin their training immediately and the second part of the agent/broker FFM registration process will be available later in August. At that time, agents/brokers will be able to obtain an active FFM User ID […]
Helping Groups Transition To The Individual Market
/in Agent CommunityWith ACA changes for groups and employees, the Blues are continuing to look at how their current membership is impacted. They know that some members currently treated as groups will shift to individual market coverage post-reform. To help agents keep members Blue, they are developing processes to simplify the transition from employer-sponsored insurance to […]